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Angela V
California
40 Posts |
 Posted - 07/10/2021 : 7:16:20 PM
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I think the biggest risk if you add a certificate is it could be used illegally on another document. I use certificates that have an "optional section" to list the document type. Also, California requires us to attach (staple) all loose certificates. In addition, each transaction must be listed separately by date and time, as well as the type of document in our journals. We have very strict rules on notarial verbiage and corrections and therefore have no choice sometimes but to use loose certificates.
We are, however, allowed to use another state's form for documents to be recorded outside of California, provided it meets certain parameters.
Angela V
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Lee-AR
Arkansas
678 Posts |
Posted - 02/19/2021 : 06:52:30 AM
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They lose it. Then you get into a hassle with them about providing a 'new' one--and they want it backdated, don't want to pay for another trip to do it legally. I avoid 'loose certs'.
If you don't value your time and experience, nobody else will. |
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jbelmont
California
3106 Posts |
Posted - 02/18/2021 : 8:22:23 PM
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Many Notaries think that crossing things out is safe, but that adding a certificate instead is dangerous.
If you cross out a certificate, it might look like fraud. You might or might not have an issue with the county recorder. You might even experience fraud if something has been crossed out and initialed, someone might add in something after the fact.
However, loose certificates can be removed and re-added to another document. If the certificate is labeled properly it makes fraud detectable.
There are also recording fees that go up if you have a loose certificate.
What do you think the biggest issue is in this type of situation?
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If you add a certificate, what is the biggest risk
