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 If you add a certificate, what is the biggest risk
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Posted - 02/19/2021 :  06:52:30 AM  Show Profile  Reply with Quote
They lose it. Then you get into a hassle with them about providing a 'new' one--and they want it backdated, don't want to pay for another trip to do it legally. I avoid 'loose certs'.

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Posted - 02/18/2021 :  8:22:23 PM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
Many Notaries think that crossing things out is safe, but that adding a certificate instead is dangerous.

If you cross out a certificate, it might look like fraud. You might or might not have an issue with the county recorder. You might even experience fraud if something has been crossed out and initialed, someone might add in something after the fact.

However, loose certificates can be removed and re-added to another document. If the certificate is labeled properly it makes fraud detectable.

There are also recording fees that go up if you have a loose certificate.

What do you think the biggest issue is in this type of situation?

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