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 QUESTION please help
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Lee-AR

Arkansas
611 Posts

Posted - 09/13/2015 :  07:07:40 AM  Show Profile  Reply with Quote
I can give you the answer or how it's done and let you figure it out.
You'll learn more with the latter:

APR Basics
Origination points, an amount paid to the lender for making the loan, and discount points, an amount paid to lower the interest rate, are included in the APR. Other charges used to calculate the APR include private mortgage insurance, application fee, appraisal, loan document preparation, credit report, and a settlement or closing fee. In general, the APR calculation includes fees charged in connection with financing a home purchase or refinance.


Calculating APR

Lenders add the total interest paid on the mortgage to settlement fees, then amortize the sum over the life of the loan. The APR that results reflects how much you pay each year to finance your home.





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25814

Virginia
2 Posts

Posted - 09/11/2015 :  2:13:38 PM  Show Profile  Reply with Quote
The document that contains all amounts needed to calculate a loan’s APR is called the:?? please help

Bksingh
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