| |
 Dear Signing Agents,
You need to REGISTER and have a password to post or reply to discussion topics. Please remember, your password for your listing on 123notary.com is NOT RELATED to and is different from your password on the forum. Your password on the forum can be whatever you want it to be.
|
|
  Be the first person to vote!
| Author |
 Topic  |
|
|
edelske
New York
815 Posts |
 Posted - 10/15/2011 : 06:12:06 AM
|
I was once asked to actually notarize the "Statement of Identification", and of course it has no place for the borrower to sign. Not a problem - just have them sign where their name is preprinted and add your notary cert.
Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com |
|
|
|
Mike
Tennessee
13 Posts |
Posted - 09/30/2011 : 4:05:06 PM
|
| Thanks Linda for your prompt response. That clears those items up. |
|
|
|
LindaH
Florida
1754 Posts |
Posted - 09/30/2011 : 3:29:44 PM
|
Okay - let's give this a shot:
When you do closings you're going to be wearing 2 hats - your notary hat and your signing agent hat - two very distinct set of duties and functions.
""Notary Identification Statement"" - is probably the statement signed by the notary certifying that they examined the original identification documents (driver's license, passport, etc etc). It is signed by the notary and you're right - can't notarize your own signature - I stick a little post-it on there saying "cannot affix seal - not a notarial act"...sign as Signing Agent, not notary.
"Notice of Right to Cancel" - rescission date should be in the middle of the page under the paragraph "How to Cancel" - that statement of non-rescission you signed should have been dated for the day after your rescission period expired. Example - expires midnight tonight, 9/30/2011 - statement of non-rescission should be dated 10/1/2011. If I were the borrower I, personally, would not sign this until the rescission period expires, and IMO having it signed in advance is dangerous....sh** happens and you just never know ... I like it when my instructions say "advise borrowers to sign the statement of non-rescission on XX date and fax to blah blah"..
"Loose Certificate" - if the document contains a pre-printed cert, you would use that one, making sure the wording is appropriate for your state. If not, make it conform..if not enough room to make it conform, then attach a loose cert, but clearly mark on your cert exactly what document it is being attached to. Never never never provide a completed and signed cert with no document reference AND without having the document in hand...and yes, companies will try to get you to do exactly that...don't fall for it!! As for embossers, I don't use one but yes (not required in FL), I've read it's a good idea to emboss it in a way that the cert can't be attached to another document without compromising the embossing.
Hope this helps..and good luck.
Linda
http://www.notary.net/websites/LindaHubbell
http://www.columbiacountynotary.webs.com |
|
|
|
Mike
Tennessee
13 Posts |
Posted - 09/30/2011 : 2:45:09 PM
|
| Back already with another question. In the basic notary class I am taking online the instructor discusses attaching a loose notary certificate to a document. At one point he says to emboss both documents in the upper right corner with half of the seal to associate the loose certificate to the document. I understand you don't want the loose document removed and attached to another document I feel I am misssing something here. Are you embossing both documents with half of the seal at the same time? I don't have my embosser or seal yet or I could try it. Maybe someone can explain that procedure. I hope that makes sense. Thanks again. |
|
|
|
Mike
Tennessee
13 Posts |
Posted - 09/30/2011 : 2:27:56 PM
|
| Sorry, just wanted to add the form titled "Notary Identification Statement" also says near the bottom of the form "Improperly Notarizing a document is a violation of state law. Any occurence will be reported to the appropiate authorities. Wouldn't it be improperly notarized without a signiture of the person who presented the document? Thanks |
|
|
|
Mike
Tennessee
13 Posts |
Posted - 09/30/2011 : 2:12:56 PM
|
| Hello my name is Mike and I'm not a notary yet but I found out today I have been issued a commission. Let me tell you a little about myself. I have been self-employed for about 25 years, in daycare and tax preperation. No longer involved in daycare though. I am an Enrolled Agent, I have passed the CPA and CFE exams and am currently working on a basic notary class and a signing agent class, I must say I am a little disappointed with the signing agent class but thats another story. I decided to check into the signing agent business because I recently refinaced and a notary came out to our house and I thought this might be something I could add to my current business. So I was going thru my own refinance package and had a few questions I was hoping someone could address. First, I have a document in my package titled "Notary Identification Statement" that is signed and sealed by notary but there is no signiture required for borrower, just linss for borrower's name, address, and other information, but no signiture for borrower. I thought a signiture was required to notarize a document. Secondly, another form titled "Customer's Statement of Non-Recission" I signed this form during my closing without a second thought but now as I am studying this material I wonder about the date on the form. I don't recall what the date was on my form but should it be post dated? Thanks for any responses and I more than likely will have a lot more questions, if thats alright. |
|
| |
Topic |
|
|
|
| Mobile Notary / Signing Agent Discussion Forum |
© 123notary.com |
|
|
|
Tips for using the forum
The most important feature on the forum is the search box. You can look up a particular word, phrase, name of a company, and see a potentially large list of search results with which you can obtain data. Filters are also valuable. If you want to find popular posts, you can use the number of views filter. You can also see whats new with the active topics link. Email us at info@123notary.com if you need any help using the notary forum.
Resources
The notary public resource page is valuable as it has links to all of the free information pages for notaries. Pages linked to the resource page include a page that teaches you everything you need to know to get the most out of your listing. Another page teaches you all the secrets of getting paid. There is a link to our free list of signing companies. There is also a glossary, learning tools, and much more.
If you are a notary, the free tips we give are invaluable.
Popular pages
If you visit 123notary.com often, you might want to visit some of our most popular pages such as the California notary, Texas notary, Florida notary, and New York notary pages to browse the site. We also have valuable pages for notaries such as the free list of signing companies, and the resource page. Please also visit our get notarized and notarized letter page.
|
| |
Newbie with questions
