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kandy1099
Pennsylvania
121 Posts |
 Posted - 08/26/2009 : 08:07:08 AM
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I take last minute appointments all the time no problem. You can normally get a higher fee for these ones. I also have no problem printing and going. If I have time, I will review, date etc..., but I have closed so many loans that I know the loan packages inside and out, and know right away if I am missing something. I have NEVER had a problem with printing and going... saves time and allows me to cover more closings in a day. I will even pull over an print on the road side, instead of going all the way back home. It again saves time and gas.
I think it helps to be experienced and know what to look for while things are printing out. I will admit, I at least look over the documents online as I am setting up to print, just to make sure everything is there and it is for the correct borrower 
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vince
Kansas
324 Posts |
Posted - 08/20/2009 : 1:50:14 PM
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quote:
Originally posted by LindaH
All travel for me is a minimum 35 minutes (and that's local)...out of county can be 45-60 minutes. All a consideration in accepting assignments and scheduling.
Linda
Our counties must be bigger here. Or maybe it's because I'm on the far edge of one, but average appointment is located 45 to 50 minutes away, in or out of the this county.
And I too like to review the docs, even pre-completing the notary block, except for seal and signature. It helps me focus on what the borrowers are signing, rather than waiting for each other to complete all of the data, sign and move on. Nice to be able to say, “...not there please...” when they are moving to place a signature in the wrong spot. |
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LindaH
Florida
1754 Posts |
Posted - 08/20/2009 : 08:40:48 AM
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Yep..I agree...I never have and never will "print and go"...one glitch on the sender's end or recipient's end and you end up at the table with egg on your face because you don't have a complete package. And it doesn't matter whose fault it is...YOU'RE the one sitting there trying to explain to the borrowers why you can't complete their loan signing and having to get approval to reschedule.
I need docs a minimum of 2 hours prior to scheduled appointment providing I have no other appointments...that allows for printing, package review and setup. If I have other intervening appointments then I have to adjust that time accordingly. All travel for me is a minimum 35 minutes (and that's local)...out of county can be 45-60 minutes. All a consideration in accepting assignments and scheduling.
My .02
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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PWinFL
Florida
469 Posts |
Posted - 08/20/2009 : 05:39:26 AM
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Couldn't agree more, Lisa. I am one of those "over 5,000 signings", but I still preview the settlement copy while the borrower's copy is printing, just like you do. You don't need to read the details, but look for the obvious things that are necessary for a successful signing: Note, Mortgage/DOT complete with Exhibit "A" - Legal Description, HUD, TIL, RTC (if necessary and the proper number of copies for the borrowers), etc. Check to be sure docs printed properly (page orientation, size, clarity, no streaks or blobs). Also a good time to note the documents requiring notarizations so you can quickly check afterwards that all are done correctly.
Spending an extra 20 minutes before leaving for the assignment, may just save you having to return to the borrower's and doing it all over again. And on YOUR dime.
During busy times when "print and run" is the order of the day, it is still prudent to quickly review the docs before leaving.
Never drive any faster than your guardian angel can fly.
I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.
Visit us online at http://www.PAWnotary.com |
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Lisa T.
California
391 Posts |
Posted - 08/19/2009 : 11:23:24 PM
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I would never advise anyone to "print and go"...though I have two laser printers and can print simultaneously I will print one set and review it while the borrower's copies are printing. There have been discussions on other boards about printing and going, and the problems/issues Notaries bring on themselves when they do not take the time to review the docs. Complacency and the "I've done 5,000 signings" attitude will be a Notary's downfall.
Print and go = colossal mistake and an invitation to problems
JMHO |
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theinsurancelady
Washington
38 Posts |
Posted - 08/19/2009 : 10:00:21 PM
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All I ask for is time to print as the docs are so familiar that they don't need to be flagged.
As you get more experience, you'll be able to print and go, too.
Best Wishes.
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lmficca
Texas
13 Posts |
Posted - 08/06/2009 : 9:53:38 PM
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Thanks, everyone, for the replies. I had no idea that we would be asked to get everything done, checked and delivered to signer on such short notice. Being still very new (one signing), I am a little apprehensive about overlooking something important. The other factor of the equation is driving time. Our town is spread out with a mountain range in the middle. And, of course, I am in the far northern sector of our city. I guess it will all fall into place with experience, and a little faster, too. Thanks, again
Lola F. |
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gjk-fl
Florida
151 Posts |
Posted - 08/06/2009 : 7:57:19 PM
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I take last minute signings all the time. I print and go. I really don't look through the docs until I'm at the table. I have been at one signing and get a call for another one, go home, print and head out to the other one. I can usually get them out Fedex that night too. Our last pick up is 9:30 pm at the airport facility, so that gives me some time.
gjk |
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vince
Kansas
324 Posts |
Posted - 08/06/2009 : 12:38:09 PM
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There are a few of the companies that will call you at the last minute and ask you to do a last minute signing. Typically, they can be more flexible on the time because there is not a lot of choice out there for a good last minute notary - especially at end of month. The learning experience is to ask if all documents are ready now. Otherwise, it may be a long and sometimes fruitless night |
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Lisa T.
California
391 Posts |
Posted - 08/06/2009 : 12:13:33 PM
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| I prefer three hours notice for a signing. Gives me time to get home (if I'm not home), change clothes, print and review the docs before heading to borrower. I did get a call one evening at 8:30pm for a signing - the scheduler said he was having trouble filling the order because all the other Notaries he called were busy and couldn't do the signing. I happened to be at home twiddling my thumbs so I took the job. Turns out the company that called was a five star company (yeah!). |
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vince
Kansas
324 Posts |
Posted - 08/05/2009 : 3:44:37 PM
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I typically need about 35 minutes advance time before the scheduled departure (how long to get to the appointment needs to be added) to download, print, review and pre-prepare documents if there is enough time. During busy times of the month - it means going from one signing on to the next and on to the next and so on - it is often not pratical to return to the office and get more documents printed. The actual travel time to (and from) an appointement usually requires more time than printing and preparing for the assignments I get. If someone is calling at end of the month, be sure to ask when you can have the documents. You may be surprised at how much you can do IF everyone cooperates and you can squeeze a lot of them together - another key phrase to ask is: are the borrowers at all flexible on the appointment time
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PWinFL
Florida
469 Posts |
Posted - 08/05/2009 : 12:22:46 PM
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Lola, I suggest that 4-5 hours may be a tad bit on the slow side. Typically, two to three hours should suffice. Personally, because of other work and travel commitments (in rural areas), I require at least 3 hours prior notice if the docs can be sent immediately. If docs aren't ready, then the appointment may not be able to be kept. And if I have other assignments already scheduled at or near that time (giving enough time to get between assignments), I politely refuse the assignment.
Never drive any faster than your guardian angel can fly.
I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.
Visit us online at http://www.PAWnotary.com |
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lmficca
Texas
13 Posts |
Posted - 08/05/2009 : 11:15:25 AM
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I am still new at this but wondered if signing agencies calling at 11:30 am with an offer for a signing at 4:00pm the same day, or even 4:00pm the next day, is a common practice. That's not enough time to print (if they're ready), flag for signing and dating, check everything else in the documents, make arrangements with signer, etc. Or am I just slow?
Lola M. Ficca
Mobile Notary
(915)539-3207 |
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Last minute signings
