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crtowles
California
553 Posts |
 Posted - 03/13/2007 : 08:51:27 AM
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I don't like to use any crutches. In the first place it is too much trouble and if you don't get the doc's in time you will not be able to tag them anyway. And if you get use to marking the doc's amd they send them to the borrower you may feel lost at the table. So I have trained myself to look for signatures and intials thoroughly. Whether I have seen a doc before is not relevant. I also advise notaries I mentor too to double check their work before they leave.
I too have been told throughout the years by several title companies not to use highligter. The county recorder may have cause to reject it.
~Carmen |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 03/13/2007 : 05:09:57 AM
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Watch out for the lenders, title, escrow, etc., who DO NOT want you to highlight.
Back in the day, when technology was not as prosperous, if you were to highlight a mortgage and it got to the registry with a highlight on it, the registry may have rejected it due to the quality and integrity of the record; at least that has been my experience in New Hampshire over the past few years. Today's technology allows for better recording but there are still those companies out there who absolutely do not want you to highight. Please try to be due diligent with them as they do place any nonconformance of the notary in their records. If you feel highlighting is necessary to be certain that you do not miss anything, then I would highly suggest that you go out and purchase the little sticky tags that say "sign here", "notarize here", "initial here" and so on. You can always reuse them as you need to saving a yourself a couple of bucks eventually down the line. Or at the very least, make your own tags.
Legal Eagle Para Professional Services |
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Shannon
California
360 Posts |
Posted - 03/13/2007 : 02:29:23 AM
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While every set has the same basic components, each lender and each escrow company is different. There is simply no way to get around reviewing each page to see what it requires. Even if you are very familiar with a particular lenders docs, they'll still sneak in something you've never seen before on occassion. Best not to become a "ROBOSigner"....think of each set of docs as a new adventure .... with that practice, you'll have less stress... |
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jbelmont
California
3106 Posts |
Posted - 03/12/2007 : 4:07:41 PM
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| Debi has a good point. However, to save your finger ( and arm ) the "strain" of pointing for an hour, there is no harm in highlighting except for potential harm to the environment from the unnecessary use of ink. |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 03/10/2007 : 10:56:28 PM
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Just keep watching for those signature lines and you will eventually know where they all are or at least should be. Practice, practice, practice.
Legal Eagle Para Professional Services |
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jbelmont
California
3106 Posts |
Posted - 03/10/2007 : 06:39:07 AM
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Originally posted by jkeller141
I have done loan closings for a couple years now and am just curious about something. Does everyone find that every loan close has different types of documentation and that never do the loan companies highlight or mark areas to be signed, initialed, or dated? I find this to be frustrating sometimes and often worry I will miss something. I have been lucky thus far and have been paid for my services, but still - I'm just a Notary - not a loan officer! JB |
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