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 Loan Signing - Beginner Question
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michele_f

5 Posts

Posted - 02/24/2015 :  12:47:36 PM  Show Profile  Visit michele_f's Homepage  Reply with Quote
Thank you, Lee! I truly appreciate you taking the time to answer my questions. It's truly appreciated.
quote:
Originally posted by Lee-AR

Lots of questions: No harm in asking what they are offering as it could be more than what you want. It also gives you time to calculate YOUR fee. Either they meet it or you say b-bye. $45 or even twice that is not acceptable. (There are exceptions--1 doc across the street, for example. Just know your expenses and that the job will be PROFITABLE.)

Edocs? Faxbacks? Extra labor, expense so you need more compensation.
Ask about their 'no-sign' policy and then tell them yours. (Full fee, regardless.) When do they pay? Is that acceptable to you? Note that you will not have much luck in demanding payment in a week if there 'policy' is 45 days. If you accept and discover discrepancies upon Order's arrival--don't be afraid to re-negotiate. Ditto upon arrival of 100 page edocs that have turned into 247 pages or, as frequently happens, undisclosed faxbacks. Can't re-negotiate to your favor? Give it back immediately.
Get EVERYTHING in writing!








If you don't value your time and experience, nobody else will.


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Lee-AR

Arkansas
611 Posts

Posted - 02/22/2015 :  04:55:28 AM  Show Profile  Reply with Quote
Lots of questions: No harm in asking what they are offering as it could be more than what you want. It also gives you time to calculate YOUR fee. Either they meet it or you say b-bye. $45 or even twice that is not acceptable. (There are exceptions--1 doc across the street, for example. Just know your expenses and that the job will be PROFITABLE.)

Edocs? Faxbacks? Extra labor, expense so you need more compensation.
Ask about their 'no-sign' policy and then tell them yours. (Full fee, regardless.) When do they pay? Is that acceptable to you? Note that you will not have much luck in demanding payment in a week if there 'policy' is 45 days. If you accept and discover discrepancies upon Order's arrival--don't be afraid to re-negotiate. Ditto upon arrival of 100 page edocs that have turned into 247 pages or, as frequently happens, undisclosed faxbacks. Can't re-negotiate to your favor? Give it back immediately.
Get EVERYTHING in writing!








If you don't value your time and experience, nobody else will.
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michele_f

5 Posts

Posted - 02/20/2015 :  11:26:59 AM  Show Profile  Visit michele_f's Homepage  Reply with Quote
When you get a call for a loan signing how do the "experienced" NP's ask about fee's?
After you have the location for the signing do you tell the signing company what you charge or do you ask what they're offering?
What other questions need to be asked before accepting/countering?
A few weeks ago I received an email for a signing in my area where the fee was $45.00. Since it was an email blast for all NP's in the area I chose not to respond ... but are NP's accepting fee's like this across the country?
I have a background in Real Estate so I'm familiar with the docs.
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