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 When you just KNOW what you're walking in to. . .
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Posted - 04/11/2013 :  5:23:39 PM  Show Profile  Reply with Quote
So I call my borrower this morning to remind her of our appointment. She says of course she remembers and that when I arrive at her home I should just "follow her to the kitchen, I made us a little path my baby."

Now for all you non-Southerns (I'm a transplant actually) "My Baby" is a form of endearment, typically used by older Southern women who, I'm convinced, have forgotten who they are talking to mid-sentence.

Okay, so I know this is an older woman, and I know I'm supposed to follow her, beyond that I'm stumped as to what the path comment was about. . .until I arrive. . .

She greets me at the door and says, you go in first, I'll tell you which way to turn. Ummmm, right. Can do. I'm going straight and suddenly there's a stair! That I don't see! So I of course trip and fall. I'm not hurt though, the MOUNDS of clothing have saved me.

I am in the home of a bonafide hoarder. Now I'm no small girl, but I'm also not obese, and this little "path" she's referred to is hardly big wide enough for my feet, let alone wider parts of my body.

We make it to the kitchen where this kind old lady has "cleared a spot for us to sign" which basically means she was thoughtful enough to clear a chair for me to sit on (not one for herself mind you) and a square on the counter that's about 6 inches wide and 9 inches long. This is a reverse mortgage. With legal size paper. Awesome. So we manage to work out a system where the signature line is mostly on the clear spot, and I'm holding all the docs she's signed in one hand and the ones she still needs to sign in the other when her son walks in. I'm right about the point where I'm telling her about repayment options, and the son blurts out, "Momma, don't you go repaying this loan ya hear. They can have this house and all the mess you got in it." I'm pretty sure I have teeth marks on my tounge from biting it.

Oh and icing on the cake: when I was leaving the lady scooches some clothes to one side of bar she has hanging in a doorway and says, "See this pretty little room? I havent been in there in years." and honestly having seen the wallpaper, I can tell you, that was blantly obvious!!!

Be Joyful!
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