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 Friends on Sype at Signing - What Would U Do?		  New Topic  Reply to Topic
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Dannotary

California
265 Posts
Posted - 09/04/2013 :  12:15:57 AM  Show Profile  Visit Dannotary's Homepage  Reply with Quote
I agree fully. WE are conducting the signing, not them. On rare occasions I have had 'readers'. I call the agent, and signing service and everyone else and let them know that the borrower is 'less than willing',(which is a situation notaries should run from so as not to be accused in future of forcing them or pressuring them to sign), and that they need to work with their borrower more as they are unprepared. I get permission to leave them with their copies if possible, if not, I pack it all up and leave after showing them the important things on the HUD and TIL and NOTE. IF they still want to read, I am out of there.
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azdocsign

Arizona
89 Posts
Posted - 06/10/2013 :  11:11:51 PM  Show Profile  Visit azdocsign's Homepage  Reply with Quote
I would be interested to hear what others might say about GLBA compliance.

I personally would not have allowed this and contacted the Loan Officer for direction.

You must not allow the borrower to take control of the signing.


Edited by - azdocsign on 06/10/2013 11:14:09 PM
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notaryslife

California
348 Posts
Posted - 04/24/2013 :  6:20:28 PM  Show Profile  Reply with Quote
It was an investment property in another state.

quote:
Originally posted by Joe Ewing

Once past the HUD there's nothing left for the signer to stress over. IMHO I would have adjourned the signing 5 min into the phone call unless the loan was for investment property then again, once passed the HUD.




Sincerely yours,


Notary's Life
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mgb1966

Wisconsin
47 Posts
Posted - 04/21/2013 :  09:36:38 AM  Show Profile  Reply with Quote
I vote for grin and bear it. I hope you had no following appointments. I had one last week and was glad it was the last appointment of the evening. He wanted to review the papers before he signed anything. I guided him through the documents and then had him sign each document. It took an extra hour. I have done enough closings to know that some people are not going to budge, despite your suggestions.
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Joe Ewing

California
55 Posts
Posted - 04/13/2013 :  6:21:49 PM  Show Profile  Visit Joe Ewing's Homepage  Reply with Quote
Once past the HUD there's nothing left for the signer to stress over. IMHO I would have adjourned the signing 5 min into the phone call unless the loan was for investment property then again, once passed the HUD.
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Lee-AR

Arkansas
678 Posts
Posted - 04/11/2013 :  06:22:16 AM  Show Profile  Reply with Quote
Depending upon other circumstances:
1. Grin & bear it.
2. Explain the RTC and that s/he can read over Skype for as long as s/he wants AFTER the docs are signed.
3. Call hiring entity, explain situation and see if they'll re-schedule when B is truly ready to sign...and pay me for both.


If you don't value your time and experience, nobody else will.
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notaryslife

California
348 Posts
Posted - 04/10/2013 :  10:15:52 PM  Show Profile  Reply with Quote
I had an unusual single borrower buyer tonight who took up 1.5 hours reading the documents back to his friend on a Skype*****connection. The friend was very passive not doing anything but listening to him read much of the time. I tried to interject but he refused to cooperate in signing the documents without extensive evaluation.

What would others have done in my situation?

Sincerely yours,


Notary's Life
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