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joelbenedict
Kentucky
26 Posts |
 Posted - 09/08/2012 : 04:50:27 AM
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| Are there any other documents that require crossing out and writing in the correct date besides the RTC and the mortgage to reflect the date of the signing, like the Quitclaim Deed? |
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edelske
New York
815 Posts |
Posted - 12/27/2010 : 4:16:55 PM
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Just last week I notarized a "Land Grant Deed" for Christopher Columbus. It was dated 1492 (I forget the exact date). He had his "Ships Master" ID (without picture, but the signature matched). I had no problem with the "old" date on the document. He signed with the current date next to his signature; and the notary section was dated 2010. It did strike me as odd that he waited over 500 years to get the document notarized, but that did not make it invalid.
Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com |
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PWinFL
Florida
469 Posts |
Posted - 11/24/2010 : 10:41:45 AM
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quote:
Originally posted by lgreen2727
I accepted a closing yesterday scheduled for today. The documents which I received last night have yesterdays date. I questioned this today and said, i would not be back dating any documents. All of my notarized docs will have todays date. I was told that the company has no problem with the package reflecting yesterdays date and that the borrower simply has to correct the date on the mortgage docs and the RTC. Does this sound right to you? 
The document date is immaterial from a notarial viewpoint as long as your certificates are dated for the day you performed the notarial act.
From a signing agent's point of view, docs are often dated the day they are prepared. Sometimes they are dated for the effective date, which is usually the same date as the signing date but may not be. There is no reason to change any of the dates on a document except for the date next to a signature. That date should reflect the actual date they were signed. The RTC needs to be corrected by showing the actual signing date and the calculated end of rescission period date.
You should be just fine.
Never drive any faster than your guardian angel can fly.
I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.
Visit us online at http://www.PAWnotary.com |
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FlaNotary
Florida
59 Posts |
Posted - 11/24/2010 : 09:47:27 AM
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I don't see the problem...
You are saying that the docs are dated yesterday, and they are fine with the borrowers crossing through the incorrect date, writing in the correct date and initialing. What is wrong with that? That's the preferred method.
Same goes for your notary certificates - they must bear today's date, but YOU should be the one initialing any date changes within your certificate.
Robert T. Koehler
Notary Public of the State of Florida
State-Approved Official Notary Educator
Commissioner of Deeds in the Bahamas and New Hampshire
Certified Loan Signing Agent
AAWO-Accredited Wedding Officiant
Weddings: www.NotaryWeddings.com
Classes: www.NotaryAcademy.org
Nothing in the foregoing post is to be construed as legal advice. I am not an
attorney licensed to practice law in any state and can not give legal advice or
accept fees for legal advice. |
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lgreen2727
New Jersey
9 Posts |
Posted - 11/24/2010 : 09:01:48 AM
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| I am looking for some guidance. I accepted a closing yesterday scheduled for today. The documents which I received last night have yesterdays date. I questioned this today and said, i would not be back dating any documents. All of my notarized docs will have todays date. I was told that the company has no problem with the package reflecting yesterdays date and that the borrower simply has to correct the date on the mortgage docs and the RTC. Does this sound right to you? |
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Documents Dated Yesterday - Close Today
