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jbelmont
California
3106 Posts |
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jbelmont
California
3106 Posts |
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jbelmont
California
3106 Posts |
 Posted - 05/18/2010 : 12:55:55 AM
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Taking journal thumbprints is an essential part of being a good notary. Most states don't require thumbprinting the signer, nor do many states even require a journal. I say, use both, because you need records that can prove the identity of a signer without guessing and wondering if they forged a signature.
In California, it is mandatory to take a journal thumbprint for each signer of a Power of Attorney or Deed effecting real property. This is a great way to prevent fraud.
How to?
Take the RIGHT thumb of the signer, press it against the ink in your thumbprinter. Or get an inkless thumbprinter if you like oxymorons. Then, press the signers thumb to make a FLAT impression in the thumbprint section of the corresponding journal entry. Its easy, and you can carry sanitary wipes so that the signer can clean their thumb.
Rolled prints?
Rolled prints are only for fingerprint cards, not for journal thumbprints. Flat only please.
Is it easy?
Try taking people's thumbprints a few times, and its not too hard. Elderly people often have arms as tense as the Berlin Wall and hold on for dear life, and they can be a trick to fingerprint. Some individuals have very faint thumbprints which is an issue for fingerprint cards, as those could be rejected. But, for a journal thumbprint there is no standard and nobody will check your work unless you go to court regarding that particular notarization which is a one out of 40,000 chance.
What if they are missing a right thumb?
I had one client who liked experimenting with explosives. I'll leave the rest to your imagination. If the signer lacks a right thumb, use the left thumb. If no left thumb, use a right index finger. If you use a finger other than the right thumb, DOCUMENT which finger you used in your journal.
Remember, a criminal can forge an ID, and can forge a signature, but nobody can forge a thumbprint. So, take thumbprints to deter fraud and to protect yourself from court cases and liability.
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Thumbprinting in a nutshell
