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 title co. requires bgc and for ME to pay for it
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Lee-AR

Arkansas
678 Posts

Posted - 08/20/2008 :  1:36:42 PM  Show Profile  Reply with Quote
"There is little value in any BGC that's either not current...."
My observation on this: It's nothing more or less than HISTORY the minute it's completed.

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Renee

Michigan
549 Posts

Posted - 08/19/2008 :  03:24:22 AM  Show Profile  Visit Renee's Homepage  Reply with Quote
There is little value in any BGC that's either not current, or is not verifiable.

I was *once* a 4H Community Leader - THE most extensive BGC I've EVER been through, included a 16 page questionnaire required of my family & friends about my character, hobbies, etc. Sure never helped me in my current venture, however.
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sailing

Washington
59 Posts

Posted - 08/18/2008 :  8:34:26 PM  Show Profile  Visit sailing's Homepage  Reply with Quote
If you were once a notary in California, as I believe eefairy303 was, then she was already background checked by the fbi and doj. What better background check is there?
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tgonsor

Arizona
36 Posts

Posted - 06/22/2008 :  06:56:56 AM  Show Profile  Reply with Quote
I am background checked as well and have to say, I have never been asked for it but like Renee said it is in all my profiles so I wouldn't know. Mine is from the NNA but I just wanted to be ready and avoid the headache. I am certainly not an NNA fan either...Im not a fan of anyone trying to take our hard earned money.
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Renee

Michigan
549 Posts

Posted - 06/22/2008 :  01:06:08 AM  Show Profile  Visit Renee's Homepage  Reply with Quote
I think the CA notaries have a legitimate gripe, and I do wish all the states would use the same BGC methods - but they don't.

In my state of MI, the statutes merely allow each county to perform BGC's - but they don't REQUIRE it, so who knows who is/isn't doing it and by what measures, if they're doing anything at all. Certainly not something the public or our client's can count on.

I am 100% in support of rigid BGC measures for us and for anyone even remotely connected to the lending industry. I have a current BGC (NOT from the NNA - who I do NOT support), and will voluntarily keep that current until my state decides to do it themselves.

I don't think anyone can say they "never lost a job because of this" - you can't prove a negative. If they have to chose between you (no statement about a BGC) and me (mine is verifiable on-line and is mentioned on all my profiles), how will YOU ever know they passed you up for ME? I do work for T/C's that mention it to me, and those that require it have always accepted the one I have - since they can verify it on-line, it's pretty indisputable.
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909notary

California
15 Posts

Posted - 06/21/2008 :  1:18:15 PM  Show Profile  Visit 909notary's Homepage  Reply with Quote
I agree with Kelly. Before a person can be commissioned as a notary in California we must pass a background from the DOJ and FBI. I have only recently heard of having a BGC. I have not lost a job yet because not everyone is requireing these checks.
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crtowles

California
553 Posts

Posted - 06/01/2008 :  12:40:42 PM  Show Profile  Reply with Quote
Neither have I Kelly. It was a good idea but they should'nt have tried to scare us into it or tried to ram it down our throats. It should have been voluntary but then they would not have made as much money which is what they seem to be most interested in.

C
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Lee-AR

Arkansas
678 Posts

Posted - 06/01/2008 :  11:58:48 AM  Show Profile  Reply with Quote
In the moldy-oldie days, they paid for it. Then came the NNA... and now it depends upon how desperate they are. However, if you do wind up paying, be sure you REQUIRE (& get it in writing from them) that you receive a copy. Otherwise you'll be paying again.
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Kelly

California
105 Posts

Posted - 06/01/2008 :  04:50:11 AM  Show Profile  Visit Kelly's Homepage  Reply with Quote
I haven't lost one single job due to the fact that I've not rec'd a BGC from the NNA. I was asked once and told them that, "I'm a California Notary Public and had to pass a DOJ and FBI check just to get my commission" -- guess that was good enough because I got the job and continue to get work from the same company. IF I start losing money over this faux NNA requirement, I'll do it. Until then, forget it.
Kelly

Kelly Robertson
Coach - Mentor - Instructor
One-of-a-Kind, "How To" Workshops for New Notaries & Signing Agents http://www.SigningAgentCoach.com
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crtowles

California
553 Posts

Posted - 05/30/2008 :  11:26:57 AM  Show Profile  Reply with Quote
If they want it and the fees are acceptable and you want to work for them I would just go ahead and bite the bullet and pay for it. How much was it?

Remember You always have to look a the big picture..the long haul.

Carmen
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vince

Kansas
324 Posts

Posted - 05/30/2008 :  11:08:38 AM  Show Profile  Visit vince's Homepage  Reply with Quote
Prior to the NNA pushing the idea of the bgc, most title companies that were interested in you would pay for the check. But, things have changed with several of the companies over the last two years or so. While you may view it as their responsibility, they may have an interest in using only those persons that meet the requirements - at the expense of the notary.

So, if they require it and you don't want to pay for it, then you are telling them that they need to check on the competition in your area as to how important it is to them. What you might ask them is what companies they accept background checks from. There are several and the fee varience is wide.

Just my opinion.
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eefairy303

Texas
47 Posts

Posted - 05/30/2008 :  09:30:50 AM  Show Profile  Visit eefairy303's Homepage  Reply with Quote
correct me if i'm wrong, but if a title company requires a notary to provide a background check, shouldn't the title company pay for it? it is their requirement, not mine!
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