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lkassis
Iowa
60 Posts |
Posted - 12/08/2007 : 05:23:14 AM
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quote: Originally posted by CMN-CA
I would appreciate your answers. I believe the borrower is the one who should pay the outstanding invoice as he received the service and it was disclosed to him as one of the costs associated with the loan.
Regards, Cathy Wong Champion Mobile Notary California
If the notary fee was listed on the HUD, it would fall under RESPA laws which state the borrower is not responsible to pay any of these items unless the loan funds.
Many talk of wanting to have their fee listed on the HUD. That does not make a guarantee of payment for services rendered. It only places the NSA under the same provisions as everyone else that 'no one gets paid for services rendered unless the loan funds', except the appraiser.
If you were listed on the HUD and the loan funded then you may have more of a leg to stand on. The title company is responsible for dispersing all funds. I would have to agree the borrower did not solicit you for this service the title or SS did. They are responsible for payment, not the borrower.
This is not to be taken as legal advice. I am not an attorney.
Linda Kassis United Notary Association (UNAA) www.unitednotaries.org www.halitek.com
If you are not riding the wave of change, you may find yourself under it. Ride the wave with the UNAA. |
Edited by - lkassis on 12/08/2007 05:24:53 AM |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 12/07/2007 : 05:13:24 AM
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The borrower has already paid your company for your services. It is your company that is responsible for payment to you.
Legal Eagle Para Professional Services |
Edited by - dfye@mcttelecom.com on 12/07/2007 05:14:01 AM |
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Lee-AR
Arkansas
678 Posts |
Posted - 12/06/2007 : 10:27:29 PM
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As the B did NOT hire you, you can't legally go after him. |
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CMN-CA
California
13 Posts |
Posted - 12/05/2007 : 03:20:34 AM
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Hello Fellow Notaries:
I have an outstanding invoice for a trip and print fee, as the loan was cancelled at the table due to higher fees than was originally disclosed to the borrower.
I would appreciate your answers. I believe the borrower is the one who should pay the outstanding invoice as he received the service and it was disclosed to him as one of the costs associated with the loan. Somewhere I read (of course I can't find it now) that this is a violation to request payment from the borrower when they did not order the service (the lender did).
I tried working with the lender to collect and after several weeks, they told me to go after the borrower. The borrower believes the lender should pay.
I appreciate your answers so I know who to pursue legally.
Thank you!
Regards, Cathy Wong Champion Mobile Notary California |
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n/a
Florida
1 Posts |
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geri1
8 Posts |
Posted - 09/24/2007 : 09:00:47 AM
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Carmen
Help, need to know what to do about a signing company that doen't pay . I have a total of four outstanding payments total $375. since May . Should I report this to the BBB? At this point he will not answer my calls, sent letters, faxes. and no response. I'm not even sure if he has a company the name is M. David Spear in Midlothian, Va. I understand that he is an loan officer. Has anyone else had a problem with him.
Thanks Geri |
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