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LindaH

Florida
1754 Posts

Posted - 02/06/2009 :  5:48:24 PM  Show Profile  Reply with Quote
I had one today where I had to question the title company...wouldn't be suprised if it ended up being re-signed...

Husband and wife signing - title docs have him as John J. Doe, Lender docs have him as John James Doe, II...his ID is John James Doe II so we're okay there...

When I saw the name discrepancy I checked the county records - he took title as John J Doe - I saw the Warranty Deed and there's no QC Deed of record....

Called title - questioned why name was as it was in the Lender docs since he took title as John J Doe (well, said I wanted to be sure we wouldn't have a problem with the name because etc., etc.) - was told she wasn't sure but just go ahead and have him sign as the lender requested...okey dokey - you're the boss...

I also asked if they needed copies of ID as there were no instructions to that effect - was told no, it's all set. Found out at the signing that they already provided copies of DL's and Social Security cards to their LO - which leads me to believe that's why lender docs were drawn as they were - they followed the name on the DL.

Ours is not to reason why - ours is just to get the danged signatures and ship it out!!!...



Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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raw86403

Arizona
2 Posts

Posted - 02/06/2009 :  10:54:12 AM  Show Profile  Reply with Quote
quote:
Originally posted by PWinFL

quote:
Originally posted by raw86403

... but is it all that necessary instead of using black??? Could it be just their policy?


If it is the lender's or title company's policy, then it is necessary.

Granted, some instructions are questionable, but our job isn't to question the instructions unless they are violating some statute or completely unethical.


Never drive any faster than your guardian angel can fly.

I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.


Visit us online at http://www.PAWnotary.com

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PWinFL

Florida
469 Posts

Posted - 02/06/2009 :  10:22:05 AM  Show Profile  Visit PWinFL's Homepage  Reply with Quote
quote:
Originally posted by raw86403

... but is it all that necessary instead of using black??? Could it be just their policy?


If it is the lender's or title company's policy, then it is necessary.

Granted, some instructions are questionable, but our job isn't to question the instructions unless they are violating some statute or completely unethical.


Never drive any faster than your guardian angel can fly.

I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.


Visit us online at http://www.PAWnotary.com
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raw86403

Arizona
2 Posts

Posted - 02/06/2009 :  09:46:51 AM  Show Profile  Reply with Quote
I'm in Lake Havasu City, Arizona and have been doing some refi's and foreclosuers for a closing agent out of California. They want all doc's singed in blue ink.........I can understand this, but is it all that necessary instead of using black??? Could it be just their policy?
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jbelmont

California
2990 Posts

Posted - 07/06/2005 :  07:15:44 AM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
Quick reference for CA & NY

CA - 916-653-6814 or 916-263-3520
http://www.ss.ca.gov/business/notary/notary.htm

NY - 518-474-4429
licensing@dos.state.ny.us
http://www.dos.state.ny.us/lcns/notary1.htm

For other state Notary Public division contact information, please see http://www.123notary.com/statecontact.asp
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