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 Question of the day
 Signers showing me their ID on a cellphone
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betty1957

Illinois
35 Posts

Posted - 04/11/2019 :  09:17:40 AM  Show Profile  Reply with Quote
I ask the signer for their email when I confirm bc I have a general email and more specific emails regarding ID's requested by title companies/lenders to send them. CHASE HELOC's for instance will allow a CHASE Credit/Debit card as a 2ndary ID. I have compiled lists of acceptable ID's from paperwork in document packages that I have handled and it has saved me time and trouble. My email asks for a printed copy and if I find out that the title company/lender doesn't need it I can still check THE ORIGINAL ID against it, then give the signer Back their ID. You learn from experience and I don't want to be waiting for somebody to be rummaging through their desk drawer looking for another ID at the signing. I discourage using a SSCard bc I don't want to be handling any copies of anybody's SSCard at all. I make it very clear that I have to examine a Government Issued ID, or I cannot do the closing. Just extra work that comes with this job.

betty j. dedman
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walthtz

New Jersey
24 Posts

Posted - 10/11/2018 :  09:22:23 AM  Show Profile  Reply with Quote
No, I would only accept an original ID. It must be a physical one. The ID's on the cell are great, but is not an original one. I carry a current primer with me. If an issue I would show them the law in the primer.

Notary On Wheels, LLC.
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Lee-AR

Arkansas
611 Posts

Posted - 10/08/2018 :  01:52:19 AM  Show Profile  Reply with Quote
Third time in less than a month! During my confirmation call, I tell the signer I will need to see an Original Gov.-issued photo ID...D. License preferred. No problem, they say, but upon arrival, they flash a photo on their cell phone. It really hasn't been a problem as, thus far, they still do have the original with them, but they also seem annoyed that I won't accept what I can only describe as a non-original electronic copy of what I asked for...the original.

Anyone else seeing this trend? Would you accept this as proof?

If you don't value your time and experience, nobody else will.
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