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KanDoNotary
Oklahoma
69 Posts |
 Posted - 09/30/2017 : 3:06:30 PM
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Some states do not have a "handbook" to guide the notary as to what the law is, and unfortunately I've encountered notaries in my state who are even unaware they are bound by laws.
I have been working with a legislator over the past few years, encouraging him to put up a bill to require education for Notaries Public in the State of Oklahoma. Recently another bill was introduced in an attempt to add virtual notarizations as an option. I sent letters to the representatives involved, as well as the governor, voicing my concerns. I pointed out that many counties are unable to file electronic documents, much less track remote electronic notarizations. The bill died in committee. I'm continuing to bring my proposal for education to their attention.
Have Seal, Kan Travel! When you need a document notarized, I cover all of NE Oklahoma from I-35 to I-40 to the state borders. Call: 918-798-8908. |
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LindaH
Florida
1754 Posts |
Posted - 09/29/2017 : 12:22:27 PM
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"However, it is just common sense you should know how to be a good Notary before attempting a loan signing. There are legal consequences to making Notary mistakes that Notaries are completely oblivious to."
Yes it is - but after reading social media and various forums over the years - most people get their commission simply to be able to do the loan signings. Loans are the goal from the getgo and being a notary is secondary - a necessary evil. And it's sad.
Linda
http://www.columbiacountynotary.webs.com |
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jbelmont
California
3106 Posts |
Posted - 09/29/2017 : 11:37:55 AM
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I'm with Linda on this one. Being a good Notary can eliminate a lot of confusion and danger from the signing table. Following instructions, being nice, and showing up on time are actually equally important.
However, it is just common sense you should know how to be a good Notary before attempting a loan signing. There are legal consequences to making Notary mistakes that Notaries are completely oblivious to.
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Lee-AR
Arkansas
678 Posts |
Posted - 09/28/2017 : 11:21:35 AM
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Perhaps some light should be shined on the Title Co. In the past year I have received numerous 'instructions' that reference, for example, the TIL--which was replaced about a year ago by the Closing Disclosure. If Title can't give good up-to-date instructions because they thoughtlessly include outdated ones...well...is it any wonder that newbies get confused? Also, it's almost universal that those companies that include 13 pages of 'signing instructions' will invariably include conflicting instructions. 'Only blue or black ink' and 5 pages later it'll say 'Use black ink only', for a simple example. And the endless list of particular documents to watch for and handle 'THUS'(if applicable), and, of course, they aren't in the package because they aren't applicable.
I admit I do go back to the day when each and every package was absolutely TAILORED to the reality of 'this loan'. Now, most often, they simply toss in everything they have--needed or not.
And the BIGGIE: When they chose a notary based on paying the least possible fee, and then complain... As an experienced notary signing agent, I know that doing a (recent example) 190 page Reverse Mortgage with a Trust involved is going to result in a loss for me at the $90 they offered. Maybe Title ought to think about that, too, before they complain to 123Notary.
If you don't value your time and experience, nobody else will. |
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LindaH
Florida
1754 Posts |
Posted - 09/27/2017 : 07:45:04 AM
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It's a shame this has to even be discussed. The first thing I tell notaries who ask how to be a signing agent is "Become a good notary first. Know your laws cold and get used to doing GOOD notary work first."
How knowledgeable should they be? They should have a proficient handle on their notary laws and the procedures required of them; it may be impossible to know ALL the laws but they should know how to get the answer to a particular question or situation at the drop of a hat (like carry your handbook in your briefcase; keep the phone number of a trusted mentor on speed dial).
No matter how much you study to become a signing agent...no matter how GOOD you become at being a signing agent, if you're a clueless notary, you're useless (and hate to be this harsh with this word but it's the only one that comes to mind...your services are useless if you don't know your job).
JMO
Linda
http://www.columbiacountynotary.webs.com |
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jbelmont
California
3106 Posts |
Posted - 09/26/2017 : 11:30:20 AM
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This is a hot topic of contention. Many Notaries listed on our site do not know how to be Notaries. They think that because they know how to stamp pieces of paper, that that makes them a Notary. It does not. That makes them a stamperizer who was erroneously given a Notary commission by their state.
How knowledgeable should a Notary be to be listed. Just because you pay a small fee, that does not give you a license to endanger the public with a complete lack of notarial skills in my opinion. You might do thousands in damage to the public through ignorance.
I just talked to a title agent who said she would prefer a smaller 123notary that filters out Notaries with complaints or who are completely hopeless.
In the end, 123notary is not only for Notaries, but for Title companies who want to find SAFE Notaries to hire who will be polite, and get the job done one time, correctly and perhaps with a smile.
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Should Notaries scoring less than 50% be removed?
