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 Fees for VA Refi's
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jdavisva

Virginia
67 Posts

Posted - 12/04/2013 :  4:38:51 PM  Show Profile  Reply with Quote
I had a VA refinance through Quick Loan Signings and it was 160 pages plus a borrowers copy. The rep said she didn't know how many pages it would be and never mentioned it being a VA refinance. How can we save ourselves from this?
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Lee-AR

Arkansas
612 Posts

Posted - 09/21/2013 :  1:13:59 PM  Show Profile  Reply with Quote
Also, there is no such thing as a 'standard' fee. You have to figure out your own based upon many factors. With edocs & faxbacks, it had better be a 3 digit number.

If you don't value your time and experience, nobody else will.
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Lee-AR

Arkansas
612 Posts

Posted - 09/21/2013 :  1:10:51 PM  Show Profile  Reply with Quote
They can be bears. (Not just VAs, either.) If they don't tell you up front (so you can quote intelligently), then immediately upon receiving the docs--yowl.
Sometimes they know what's involved, but often they don't and will normally add more $$ for the extra printing and time involved in signing. Just make sure you get the new fee in writing!

If you don't value your time and experience, nobody else will.
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ANNN

California
1 Posts

Posted - 09/20/2013 :  7:57:35 PM  Show Profile  Visit ANNN's Homepage  Reply with Quote
Hi, I'm a new notary in California, and I'm trying to find just a standard listing of pricing for various loans: e.g., REFI (VA), etc., something to give me an idea. The breakdown should include printing and faxbacks.

Just a guideline to help me get started and not lowball.

Thank you. joy@anotaryneedednow.com

J. Bennett
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cw2usarmyret

Virginia
122 Posts

Posted - 04/22/2013 :  05:54:31 AM  Show Profile  Reply with Quote
Appointment 1 (VA refi) 314 pages. Appointment 2 - 3 additional pages. If the three 3 pages had been done the first time, the total might have only been around 150. Total then was 317.
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egw91145

Florida
62 Posts

Posted - 04/21/2013 :  08:47:10 AM  Show Profile  Reply with Quote
That's absurd. A VA should have no more than maybe a half dozen extra documents than a conventional loan. Documents that can increase the size of a package beyond reason are usually closing instructions to the settlement agent and complete tax returns. If the package looks outrageously huge I will look through it before printing. On one occasion I received a package that was 300 pages. Turns out the complete tax returns for two years were in there, including the corporate returns. These were taken out and only the signature pages for the returns were left in, thus reducing the package to about 100 pages. Some lenders (BofA) instructions are about 30 pages. I don't print those either and it makes their packages reasonable.

EGW
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fdrover

Nevada
15 Posts

Posted - 02/08/2013 :  8:37:41 PM  Show Profile  Visit fdrover's Homepage  Reply with Quote
Are any of you charging more for VA refi's? I had 243 pages on one of mine for one copy. Of course I had to do another copy for the borrower. Signing took 2 hours!

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