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Renee
Michigan
549 Posts |
 Posted - 12/19/2006 : 02:22:24 AM
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And then you have the unpredictably quirky, 'having a bad hair-day' recorders in several MI counties that take the requirement "...all printing must be at least 9 pt and in black ink ..." to LITERALLY apply to all "printing" - including the items the notary prints, such as venue, their name, etc.
I imagine there are post-closers across the nation scratching their heads at what they must perceive as my OWN quirkiness - I'm well trained to PRINT always in black on the mtg/dot, and sign in the color-de-jour. 
When it comes to ink color - it pays to know the county's take on things, as well as the lender's preference. If you make a mistake, yet you know you're good with recording - it's just someone's preference, and I've never known a lender to hold up $$$ due to anything that trivial. It always scores points to follow directions, of course, but if you miss it - a phone call is often an appreciated courtesy. |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 12/19/2006 : 12:03:13 AM
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In New Hampshire we are required to use black ink. However, the registries have been a little more lenient these days by accepting blue ONLY if it is very dark.
Black is the standard color for legal documents, however, if the lender requires blue such as Quicken Loans does, then blue it is. I just ask the borrowers to press a little harder. Quicken also provides the blue pens for the signing. Nevertheless, even Quicken has its limit with blue. They want all the signatures (including the notary) to be in blue but the notary's personal information must be in black. Go figure.
Legal Eagle Para Professional Services |
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crtowles
California
553 Posts |
Posted - 12/18/2006 : 12:43:14 PM
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Yes, usually the title/escrow folks prefer blue because they can distinguish the copies from the originals. One rule of thumb is to ask whomever gave you the signing which color they prefer so yo will be sure. Keep plenty of both colors.
~Carmen |
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jbelmont
California
3106 Posts |
Posted - 12/18/2006 : 09:50:20 AM
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| Lenders can be very particular about ink. In florida I think they like blue because if you copy it, then you can tell becuase the copy would be black. I'm not sure if they still require blue though. But sticking to black is safer in the other 49 states. Just keep lots of black pens with you. Better safe than sorry. |
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crtowles
California
553 Posts |
Posted - 12/18/2006 : 12:51:20 AM
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No. In my experience it would have been OK. I had this happend the same way years ago. However, I didn't catch it until I got home (even though I did check them before I left) I sent it off. Never heard anything about it and the loan closed just fine. However, If I had caught it during the signing I would have done what you did and used the borrowers copies.
~Carmen |
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kcg
Indiana
33 Posts |
Posted - 12/17/2006 : 10:24:00 PM
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| I had done a number of signings and this was a first for me. There was no ink color specified so I went with blue. I gave each of them a blue ink pen and we started. 2/3's into the signing, the husband had to run and get some info from a file......he came back and we completed. In doing my check, I noted that the last pages he signed were in black ink (the lighting was not great so when I looked at each page he signed I didn't catch it right away). I asked how he got another pen and he said when he got up he just grabbed the one on the counter. We had to take their copies of the last 15 pages and resign in blue ink. My question is this: had I not caught the discrepancy in ink color would the loan have been sent back? |
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