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Dannotary
California
265 Posts |
Posted - 07/25/2012 : 09:10:54 AM
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yes notaryslife, you are right again. This is yet another thing lots of them evidently DONT know. |
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notaryslife
California
348 Posts |
Posted - 07/24/2012 : 11:37:18 PM
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Thanks for sharing the info. I don't understand why they don't get multiple signatures since they can get a California state deduction of $10 per sig on their tax returns. Makes no sense unless they're lying on their taxes.
quote: Originally posted by Dannotary
You are absolutely correct. My findings are the same as yours here in Sonoma County. When I bought my house recently, the notary at title co took one signature in her book and one thumb. For the docs section she put the address of the property !! Not even that it was loan docs! I didnt say anything. On EVERY signing I have been on where the loan agent or realtor was present, they always gasp when I have the borrower sign for each individual document that gets notarized and they tell me they have NEVER had a notary do that before. I just tell them that it is the law and follows proper notary guidelines and that I am sorry their other notary didnt give them good service. Oaths are never given either. If they think it is not a big deal and that noone will ever ask them to go back over records or ask for a copy out of their journal for a specific document on a specific date, they are sorely mistaken. If you think because you are real busy and are gonna be given a pass because you work in this industry- guess again. In 30 yrs of being a notary it hasnt happened often (maybe 10 times) but a couple of those times I had to go to court with my journal also, in cases that were not against me but as part of other cases. I am glad I had it all otherwise I could have had a case on me too. All I can say is those single line notaries are gonna feel like a fool when their day comes, and be in legal hot water.
Sincerely yours,
Notary's Life |
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Dannotary
California
265 Posts |
Posted - 07/24/2012 : 12:50:29 PM
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You are absolutely correct. My findings are the same as yours here in Sonoma County. When I bought my house recently, the notary at title co took one signature in her book and one thumb. For the docs section she put the address of the property !! Not even that it was loan docs! I didnt say anything. On EVERY signing I have been on where the loan agent or realtor was present, they always gasp when I have the borrower sign for each individual document that gets notarized and they tell me they have NEVER had a notary do that before. I just tell them that it is the law and follows proper notary guidelines and that I am sorry their other notary didnt give them good service. Oaths are never given either. If they think it is not a big deal and that noone will ever ask them to go back over records or ask for a copy out of their journal for a specific document on a specific date, they are sorely mistaken. If you think because you are real busy and are gonna be given a pass because you work in this industry- guess again. In 30 yrs of being a notary it hasnt happened often (maybe 10 times) but a couple of those times I had to go to court with my journal also, in cases that were not against me but as part of other cases. I am glad I had it all otherwise I could have had a case on me too. All I can say is those single line notaries are gonna feel like a fool when their day comes, and be in legal hot water. |
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notaryslife
California
348 Posts |
Posted - 07/23/2012 : 08:49:48 AM
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I've been told by several borrowers now that California notaries are not asking for signature per document but are in fact accepting one signature for multiple documents to save them time.
The CA SOS has requested one line item per document and this information has been well circulated. There's no arguing the matter. Apparently notaries think they can get away with not following the law.
I am genuinely concerned the idiot notaries I've learned about could easily notarize unlawful Power of Attorneys where senior citizens will lose everything. May they get their lame lazy behinds hauled into court over this because they don't care about anything but making a few bucks off of people it seems.
Sincerely yours,
Notary's Life |
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notaryslife
California
348 Posts |
Posted - 07/23/2012 : 08:45:57 AM
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A few of my latest notes of interest out on the field:
* I noticed a borrower's passport he presented was expired by two years. I asked him if he was aware and he said yes but that the previous notary didn't say anything.
* I was told a notary smelled bad who was providing services to the staff of a hospital down the street and that I would be called instead in the future.
* Borrowers continue to tell me they've never been given the Jurat oath, (California) and I find this to be a pattern of feedback I've received that thus far I am the ONLY ONE I am aware of who gives the Jurat oath, even among very experienced well seasoned notaries who I noted did not give me the oath when I had notary work for them to do.
Sincerely yours,
Notary's Life |
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