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LindaH
Florida
1754 Posts |
 Posted - 02/01/2012 : 03:43:00 AM
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quote:
Originally posted by judyweddle
i was approached for a signing on the 24th, for a signing the next day, the 25th. docs to be overnited. envelope with documents arrived 26th, just before borrower was to leave for another appointment, so i took the unopened envelope to meet him. the re-fi had been signed by the wife on the 24th in another county with another notary. he initialed and signed his name on the documents, i notarized below the other notary's information, making sure i dated it the 26th and attached my seal. the scheduler called me today and informed me that it was not a "good" signing, that i should have known to take blank acknowledgments with me, that i would not get paid and that i had to notarize the blank acknowledgments, fax them to him and then pay to overnight them to the title company. this is all new to me. i told the scheduler that if this was such an important item, it should have been included in the 2 pages of instructions exclusive to this signing from the title company. he said, that he was sure he verbally informed me of this stipulation. so, my question is: should i have known this before i went to the signing. (as in ignorance of the notary rules is no excuse)
judy weddke
Agree with Lee - if all the correct verbiage was included (i.e. your certs were correct) I don't see the issue other than a cosmetic one. Am curious as to his reasons as to WHY it wasn't a "good signing"?
Yes, you should always carry blank acks and jurats with you in your briefcase. You just never know when something's going to happen during any signing (loan or gnw) and you need a replacement cert...always have them on hand.
Here in FL his request would not fly - "that i had to notarize the blank acknowledgments, fax them to him and then pay to overnight them to the title company" - he'd have to send the docs back to me and I'd have to go back out to re-visit the signers. No matter - you should not provide loose signed acks or jurats to them without knowing exactly what doc it's being attached to - have him fax or e-mail the docs in question to you for correction (if allowed by your state).
Linda
http://www.columbiacountynotary.webs.com |
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judyweddle
Washington
7 Posts |
Posted - 01/31/2012 : 8:34:13 PM
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until i opened the package while at the table with the borrower, i did not know that it had been previously signed and notarized by the spouse. that is why i sincerely doubt that the scheduler verbally told me that all notarizations would have to be on a separate sheet, and we spoke frequently over 3 days but only about the package delivery being delayed.
what i did was:
the name of the borrower appeared before me
the date xx-xx-xxxx
my signature
my printed name
state of washington
presiding in county of spokane
my commission expires xx-xx-xxxx and then my seal.
this was done in adequate space below the spouse's signature and her notary's seal.
i had another scheduler call me today for a signing i had done the same time as this one, who admitted she hadn't sent all of the relevant paperwork, emailed it to me, paid me to have it signed and notarized and gave me a return label to mail it back to her. and then she apologized to me for not preparing me 100% for the signing. i have to say that i liked working with her a lot better than the other. i did learn a lesson.
judy weddke |
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Lee-AR
Arkansas
678 Posts |
Posted - 01/31/2012 : 8:13:35 PM
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Did you write out the whole 9 yards? Venue, your state-approved Ack. or Jurat wording--including the name of the person whose signature you were notarizing & date of same, then sign & stamp on the same page? While not as neat-looking, it would be 'all there'. If you just dated, signed, stamped--(which seems to me to be what you said you did)--yes, you should have known better. Next time, use loose Certs.
However, the hiring entity does call the shots and most experienced notaries would use a loose Cert. But you say they didn't specifically tell you.
Look at it this way: You just had a skill-building learning experience.
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judyweddle
Washington
7 Posts |
Posted - 01/30/2012 : 7:04:13 PM
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i was approached for a signing on the 24th, for a signing the next day, the 25th. docs to be overnited. envelope with documents arrived 26th, just before borrower was to leave for another appointment, so i took the unopened envelope to meet him. the re-fi had been signed by the wife on the 24th in another county with another notary. he initialed and signed his name on the documents, i notarized below the other notary's information, making sure i dated it the 26th and attached my seal. the scheduler called me today and informed me that it was not a "good" signing, that i should have known to take blank acknowledgments with me, that i would not get paid and that i had to notarize the blank acknowledgments, fax them to him and then pay to overnight them to the title company. this is all new to me. i told the scheduler that if this was such an important item, it should have been included in the 2 pages of instructions exclusive to this signing from the title company. he said, that he was sure he verbally informed me of this stipulation. so, my question is: should i have known this before i went to the signing. (as in ignorance of the notary rules is no excuse)
judy weddke |
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