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 Dear Signing Agents,
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  1 person liked this post.
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LindaH
Florida
1754 Posts |
 Posted - 05/08/2011 : 4:52:15 PM
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quote:
Originally posted by edelske
quote:
Originally posted by LindaH
Not sure how it is in LA, but my understanding is once a document is notarized it's not to be altered in any way.
Interesting tangent to original post Linda. Got me curious. Of course we have no control after notarization. I'm just wondering if it would be "kosher" for ALL the original signers to make (and initial) a change to a notarized document AFTER notarization. Perhaps by adding a date after their initials to clearly show the change was "post" notary?
IMHO it clearly would be wrong for less than all to approve the change - but, if, ALL affiants initial and date? One legitimate use might be the simple correction of a typo....
As usual, I open a "can of worms" for all to munch on.....
Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com
Sure, I suppose it's possible for that after-the-fact alteration - but the notarization sure wouldn't apply to those latter-dated changes...
I no like worms..:)
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell |
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edelske
New York
815 Posts |
Posted - 05/08/2011 : 07:13:31 AM
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quote:
Originally posted by LindaH
Not sure how it is in LA, but my understanding is once a document is notarized it's not to be altered in any way.
Interesting tangent to original post Linda. Got me curious. Of course we have no control after notarization. I'm just wondering if it would be "kosher" for ALL the original signers to make (and initial) a change to a notarized document AFTER notarization. Perhaps by adding a date after their initials to clearly show the change was "post" notary?
IMHO it clearly would be wrong for less than all to approve the change - but, if, ALL affiants initial and date? One legitimate use might be the simple correction of a typo....
As usual, I open a "can of worms" for all to munch on.....
Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com |
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LindaH
Florida
1754 Posts |
Posted - 02/14/2011 : 2:46:42 PM
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Wow...would love to see this in court later
"So, Mrs. Borrower, besides you and the notary, who else was present at the time of execution of the documents"
"No one - there was just myself and the notary"..
No witnesses are required on mortgages here. However in the case of an instance like yours, or in the times that two witnesses are a title or lender requirement and borrower can't provide witnesses, then yes I can provide a witness, however there IS a fee involved for that witness's time.
Not sure how it is in LA, but my understanding is once a document is notarized it's not to be altered in any way.
Did have an instance once where we had an ID problem - came up after I'd printed docs - turned docs back in to local SS, who picked them up - when I asked her what they were going to do she said "I don't know - I'm just getting them signed - they're going to notarize them when they get the package back"....<<pick jaw up from floor now>>
Good Luck with this..
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell |
Edited by - LindaH on 02/14/2011 2:51:56 PM |
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Dee
Louisiana
4 Posts |
Posted - 02/14/2011 : 2:10:56 PM
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In Louisiana, the state requires two witnesses be present at the time the mortgage is signed. I was told today by a title company that they don't like to ask the borrowers to provide the witnesses and that the notaries they normally deal with provide this service. She then suggested that she and someone else in her office would witness when the documents were returned! I've never been asked this before and of course I told her I would not do the signing. Anyone else experienced this before?
Dee  |
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Unethical
