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Renee
Michigan
549 Posts |
 Posted - 01/31/2007 : 6:46:30 PM
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Notary Eagle - I'd asked once before for clarification on this topic, and I note that you and the poster I'd questioned both advertise the same website, but the other poster never answered me.
My question is: are you stamping pages that are NOT being designated by the Lender as requiring notarization? Are you embossing pages that are not designated by the Lender as requiring notarization?
Since you advertise yourself as an attorney, I realize you would be exempt from UPL - but having worked for many years for lenders, I can tell you that you're not likely accomplishing what you might believe to be true. With all due respect, the first tip-off to a lender that someone is inexperienced is any deviation from standard practices - and what you're outlining here is exactly that. My own take is that I find it a little baffling that an attorney would notarize (or stamp/emboss w/out notarizing) any document of their own accord, and IF that's an accurate description of what you're saying, do Georgia's notarial statutes allow for that?
More is not always better.
I also don't understand why you'd open yourself up for all the potential liability by scanning a copy of the executed loan pkg? I would certainly NOT recommend anyone construe that as a standard practice. |
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jbelmont
California
3106 Posts |
Posted - 11/17/2006 : 12:16:09 PM
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| My technique is to use an inked stamp for all notary certificates. However, I also use an un-inked embosser on ALL pages of ALL notarized documents. The reason is that the embosser leaves a three dimentional impression in the paper which can not be copied with a copy machine and would not be easy to imitate. This extra effort to emboss on my part has saved me time in court. Once somebody copied my stamp's impression with a copy machine ( dumb on their part, they got caught by the way, they worked at a title company believe it or not ). The fake notarization did NOT have my authentic signature nor was it embossed which proves that I didn't complete the notarization. Also the fake transaction was not in my journal which is another piece of evidence. |
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Renee
Michigan
549 Posts |
Posted - 10/21/2006 : 7:09:14 PM
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I wouldn't recommend using an embosser for loan docs unless you're inking it, enabling digital reproduction/photocopying. Lenders/title prefer a stamp, and as pointed out - many docs don't give you a whole lot of room even for that.
For other types of notarizations (not loan docs), I will use an embosser and for some docs going out-of-country, it is sometimes required. So, it's good to HAVE one even if it's seldom used. |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 07/08/2006 : 12:34:50 AM
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The difference between a stamper and an embosser is the stamper uses ink and the embosser is embedded into the page. I prefer embossers as they do not smear, fade, etc. and pretty much lasts indefinitely if you use it properly.
A good signing course would be the one that Jerermy has on this website.
Legal Eagle Para Professional Services |
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n/a
2 Posts |
Posted - 07/04/2006 : 12:27:41 PM
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I'm new at this so have patience.In practice for about threee months and have done a few local stampings ..would like to know if there is a difference between the rubber stamp and the emboser.will certain documents requier the emboser? A point in the direction of a signing course would be appreciated also.
scilla jackson |
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Seal - Stamps and embossers
