| |
 Dear Signing Agents,
You need to REGISTER and have a password to post or reply to discussion topics. Please remember, your password for your listing on 123notary.com is NOT RELATED to and is different from your password on the forum. Your password on the forum can be whatever you want it to be.
|
|
  Be the first person to vote!
| Author |
 Topic  |
|
|
dfye@mcttelecom.com
New Hampshire
681 Posts |
 Posted - 04/07/2008 : 06:09:01 AM
|
I also agree with Linda. You should never mark up any document especially one which is to be recorded.
Legal Eagle Para Professional Services |
|
|
|
AZSigner
Arizona
93 Posts |
Posted - 04/06/2008 : 12:49:46 PM
|
Yeah, this situation is a just a "little" creepy.
I agree with everyone else - tell the Lender no-can-do; they'll have to send you a new grant deed. Even if it's not technically illegal, it's very fishy to have someone ask you to alter a document after notarization.
Or if you don't want confrontation with the Lender, just tell them you already dropped the docs in a drop-box. (And then hurry to the nearest drop box and send the docs on their way).
-Mike |
|
|
|
crtowles
California
553 Posts |
Posted - 04/06/2008 : 07:54:31 AM
|
Wow, I have never heard of such a thing! This is unacceptable. I wouldn't touch that with a ten foot pool.
As Renee said they would have already been shipped off. Then if they want you to go back then they can pay you and send you a new deed for the borrowers to see and sign.
Carmen |
|
|
|
LindaH
Florida
1754 Posts |
|
|
BobbiCT
Connecticut
135 Posts |
Posted - 04/04/2008 : 07:19:38 AM
|
WATCH OUT ... back away until you have WRITTEN instructions from the lender, take the Deed back to the grantor/signers to have them write the notation and initial it. If the Recording Clerk will accept it, it doesn't matter whether it is hand printed or typed.
Depending on the parties circumstances, this is a technique often used to avoid real estate conveyance taxes (aka transfer tax); however, it can result in the grantor/signers getting an expensive surprise at year end - owing both federal and state gift taxes.
This is a decision that you do not want to be any part of so that it doesn't come back to bite YOU, be only the notary/witness for the execution of the document. |
|
|
|
dsullivan
Indiana
14 Posts |
Posted - 04/04/2008 : 06:24:14 AM
|
I agree with Linda. This should have been done prior to grantor signing it. Also, I hope you got paid extra for this.
Signed, sealed and delivered as promised. |
|
|
|
Renee
Michigan
549 Posts |
Posted - 04/04/2008 : 03:13:11 AM
|
I totally agree with Linda, wouldn't alter anything after-the-fact.
I also want to repeat (again and again!) - drop the docs immediately after signing. Not only is it a 'best practice' for this business, it eliminates these types of issues - can't alter what you don't have anymore! |
|
|
|
LindaH
Florida
1754 Posts |
Posted - 04/03/2008 : 3:17:35 PM
|
I may be off base here but I would not alter an original document in any way after the fact, especially without being in front of the Grantor - had this been done prior to your meeting,Grantor could have initialed it showing acknowledgment of the added wording. OR, had they contacted you prior to the appointment or at the table the Grantor could have written it in him/herself and initialed...which IMO is the more appropriate way to do it...
I'd tell them I can't do that, but I'll go back out to the Grantor and have them do it...for an additional fee, of course.
JMHO
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
|
|
|
|
drogers
California
9 Posts |
Posted - 04/03/2008 : 10:40:30 AM
|
Recently I was asked by a Lender to return to a borrowers home to have a Grant Deed notarized that the lender had not included in the loan package. I had the Grant Deed signed and I notarized it. The next day before I met with the courier to send off the document I received an email from the lender asking that I put the following notation at the top of the Grant Deed..."This is a bonified gift and grantor received nothing in return R&T 11911" I have seen variations of this imprinted on Grant Deeds but never handwritten. Your thoughts??
drogers |
|
| |
Topic |
|
|
|
| Mobile Notary / Signing Agent Discussion Forum |
© 123notary.com |
|
|
|
Tips for using the forum
The most important feature on the forum is the search box. You can look up a particular word, phrase, name of a company, and see a potentially large list of search results with which you can obtain data. Filters are also valuable. If you want to find popular posts, you can use the number of views filter. You can also see whats new with the active topics link. Email us at info@123notary.com if you need any help using the notary forum.
Resources
The notary public resource page is valuable as it has links to all of the free information pages for notaries. Pages linked to the resource page include a page that teaches you everything you need to know to get the most out of your listing. Another page teaches you all the secrets of getting paid. There is a link to our free list of signing companies. There is also a glossary, learning tools, and much more.
If you are a notary, the free tips we give are invaluable.
Popular pages
If you visit 123notary.com often, you might want to visit some of our most popular pages such as the California notary, Texas notary, Florida notary, and New York notary pages to browse the site. We also have valuable pages for notaries such as the free list of signing companies, and the resource page. Please also visit our get notarized and notarized letter page.
|
| |
what to do
