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Renee
Michigan
549 Posts |
 Posted - 11/11/2007 : 04:36:34 AM
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Well, I'd say you certainly covered a lot of ground! 
VERY good question about the sub-contracting. I don't have an answer, but it's a good question!
When the Settlement Agent has a TPL (an AGENT license, to be exact), it does provide legitimacy to the employees of that agent, who 'fall under' the Agent's license. It would certainly seem that it's not that big a stretch to consider that license extending to cover bona-fide sub-contractors. This is an area I'm just beginning to investigate, and frankly I don't know much at all about it. From what is being discussed by the title industry blogs - they have NOT had this opinion, but instead insist that the sub-contractor must be licensed.
Their reason is also pretty plausible - how can they sub-contract with an unlicensed and legally undefined and unregulated industry?
So - to analogize a little - if Title Agencies were all Master Plumbers, and had a license to operate a Plumbing business as plumbers - how could they take their license and apply it to cover sub-contractors whose plumbing knowledge is unmeasured, who may/may not know what a pipe wrench is, and who have very little invested in their industry so as to have some 'equity' that lowers the risk. They have very little to lose, is what I'm saying, if they're NOT knowledgeable plumbers - but they could flood someone's house.
So - the Master Plumber obtains both the standardized education and satisfies all the criteria to obtain the license (that's his equity), and if HE floods someone's basement, he has all that equity to see go up in smoke (or would that be down the drain?).
I'm giving myself a headache. It's Sunday - we should be playing |
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radonotary
Florida
234 Posts |
Posted - 11/11/2007 : 02:39:37 AM
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OK, yes, your probably right  I was just trying to be cute. I was implying that if you operate a legitimate business you are licensed to do so. Again, your right. That license does not refer to being a NSA.
But what about this: I'm pretty sure all Title and Escrow Companies are licensed through their State Insurance Departments and are Licensed by their State to operate as a Title / Escrow Business. If we are sub-contracted by these business's to complete or do work on their behalf are we not operating under their license too.
In other words, NSA's are not required to be licensed because the entity that hires us is already licensed to do it's business which we are contracted to be a part of. And then once again the question -- I would like to know if any State has licensed or commissioned "Signing Agents" is just weird because no one ever said anything about Signing Agents being Licensed or commissioned in the original posts. I believe the original debate was over whether or not being a Signing Agent exists as a profession.
The statement that prompted my reply was -- In New Jersey there is no such thing as a "Signing Agent" "certified or otherwise" which was what I wanted to address.
How did I do on that one? |
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Renee
Michigan
549 Posts |
Posted - 11/11/2007 : 12:20:16 AM
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I know of NO state that considers the NSA profession (by whatever name you call it)to be an occupation that requires a license, nor does a license for this specific occupation exist, again to my knowledge.
A license to operate as "a business entity" of any unspecified sort, if it is required by your municipality, does not equal a licensed occupation.
Just as a license to operate as a CPA provides clear-cut definitions as to what you have been deemed qualified to do, according to the state's licensing criteria for CPA's - is not equal to a business license to enable you to act as any sort of business entity in those municipalities that require such a license. Apples/oranges.
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radonotary
Florida
234 Posts |
Posted - 11/08/2007 : 1:21:26 PM
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| As I have said before... like a dog with a bone |
Edited by - radonotary on 11/08/2007 1:21:43 PM |
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radonotary
Florida
234 Posts |
Posted - 11/08/2007 : 1:19:24 PM
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 ONLY BECAUSE I JUST CAN'T HELP MYSELF
All states have Licensed "Notary/Signing Agents" If you have a "Legal" Signing Agent Business then you must have (from your State and or County) a State Approved Business Occupation License. I.E., Ergo, At the end of the day, Therefor YOU ARE LICENSED. TA DA
There is NO Commissioning for Signing Agents. Signing Agents are not required to be commissioned because the Commissioning of a Signing Agent does not exist. So why would you ask if anyone knows of something that does not exist. Who ever said anything about a Commissioned Signing Agent in the first place. Sorry but that's just a really weird question that has NO answer. And as for whether or not there is such a thing as a "Signing Agent" "Certified or otherwise"... How's this:
California Notary Associations
Association for Professional Notaries & Certified Loan Signing Agents — The APN&CSA is a professional community that supports Notaries and Certified Loan Signing Agents. At APN&CSA, we help each other!
Notary Access Association
Notary Access Association is certified by the State as an educational association. In operation since 1997, this organization was created for the purpose of implementing clear, comprehensive Notary Public and Loan Signing Agent training. Founder is Jamie Johns, NNA National Notary of the Year for 2004.
United States Notary Association
USNA provides service and support and training to notaries in all 50 states ( gee does that include NYC's little neighbor ) and the District of Columbia. Open forums are available for both notaries and Notary Signing Agents.
United Notary Association of America
(formerly the Midwest Notary Association) — Originally founded to serve Iowa, South Dakota and Nebraska as the Midwest Notary Association. This organization quickly became a resource center for Notaries Public and Signing Agents nationwide and changed their name accordingly. UNAA offers three levels of membership with experience and references of Elite members verified by Association managers. UNAA training materials include Video Tape of a signing for loan Signing Agents and a choice of CD or printed manual for notaries and Signing Agents with a loan documents package and more. Instructor Linda Kassis also offers local seminars and teleconference classes.
And now... From the Gods from upon high, I give you "The N kiss my a-- NA
What is a Notary Signing Agent?
A Notary Signing Agent is a Notary specifically trained to handle the signing and notarization of mortgage loan documents. Mortgage lenders, title, and escrow companies are paying Notary Signing Agent professionals $50 . . . $80 . . . $125 and more per signing. And the thriving real estate and refinancing markets have companies scrambling to hire Notary Signing Agents to help meet their increased business demands.
Now, more than ever, the nation's top title information service companies are relying on the National Notary Association to provide specialized loan signing training and certification courses that teach Notaries how to perform their duties properly and ethically.
The NNA has professional training courses that provide you with the complete package to become an NNA Certified Notary Signing Agent, compliant with industry regulations that require the safeguarding of borrowers' private financial information. We offer you the choice of live, online, or self-study courses to meet your training and lifestyle needs.
And now for something completely different. Here's a Web Site from a Company in where?? Oh yea, New Jersey
Notary Public Search / Mobile Notary Signing Agents
America's Premier Notary Public Database
Find Notary Public, Mobile Notary Public, Mobile Notary Loan Signing Agents in New Jersey counties
Atlantic County Bergen County Burlington County Camden County
Cape |
Edited by - radonotary on 11/08/2007 11:42:00 PM |
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dfye@mcttelecom.com
New Hampshire
681 Posts |
Posted - 11/03/2007 : 06:18:00 AM
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Not in New Hampshire that I know of. Could be wrong but doubt it.
Legal Eagle Para Professional Services |
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jlissem
New Jersey
139 Posts |
Posted - 10/29/2007 : 09:30:20 AM
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In New Jersey there is no such thing as a "Signing Agent" "certified or otherwise". We have Commissioned Notaries public and also Licenced
Title Producers.
I would like to know if any State has licenced or commisioned
"Signing Agents" |
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