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crtowles

California
553 Posts

Posted - 04/23/2007 :  12:28:01 AM  Show Profile  Reply with Quote
You were right in changing the date. You have to remember some of these folks do not have a clue as to what they are doing. It is kinda unsettling when you think about it.

And boy do they just love to pass the buck when they have made a mistake. It's easy for them to blame us. They don't have to face us so it makes it the perfect choice for them. You MUST have tough skin to be a SA.


C
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Shannon

California
360 Posts

Posted - 04/21/2007 :  04:51:01 AM  Show Profile  Visit Shannon's Homepage  Reply with Quote
The world is never in short supply of ridiculousness.... I particularly love it when you do everything right and the escrow officer says you lost or didn't get signed a particular document (always seems to be a grant deed) that they never produced. They do this to cover their own ass and it makes you look stupid. Then they never call you again because they know you are pissed off. What makes me angry is the fact that they dented my reputation to make themselves look good and because of their idiocy, I lose work. It's just not right!!!
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jfsobers

Louisiana
90 Posts

Posted - 04/20/2007 :  11:15:30 PM  Show Profile  Visit jfsobers's Homepage  Reply with Quote
It was just yesterday but it is a company that calls me on a regular basis. They are generally good to work for. There was one other time that they tried to "explain" why it was all right to do something unethical, then told the borrowers that I messed up the docs. To make a long story short, the borrower's daughter had POA for him. She signed a doc after the closing and the borrower signed all of them at the closing. Keep in mind, her name was printed on the signature line as POA. She signed, they rejected. Their reason was that the borrower had signed the other docs, had to sign these. Not true because she and dad can sign. The POA does not change anything, and carried the same weight as he signing himself...They blamed me saying that it was "illegal"...
In any event, we shall see if they call me again. I can live either way.

Janet Sobers, Notary Public
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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 04/20/2007 :  10:57:14 PM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
You did the right thing. It is such a shame when companies feel they need to bully notaries into unethical corners. The transaction date needed to be changed. That is why most of those right to cancel forms have a line for initials.

Have you received any more calls from that company since? I am just curious

Legal Eagle Para Professional Services
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jfsobers

Louisiana
90 Posts

Posted - 04/20/2007 :  9:57:37 PM  Show Profile  Visit jfsobers's Homepage  Reply with Quote
Good Morning all: let me present a question that I had a "battle" about for a signing yesterday. The signing was dated for the 19th and the borrowers were unavailable. Obviously I would not backdate anything. The question is the RTC date. The date of transaction was still the 19th (signing on the 20th) but they gave the borrowers the extra day as though it was signed on the 20th. My position was that the transaction date needed to be changed. They insisted that the transaction date was not important, but the important thing was that the borrowers were given the proper time frame. I looked up the law and found that the recission period actually begins on the date of the notice or the date of the transaction, both the 20th in this case. I refused the signing, had many many calls from this company and they finally agreed to let me change it. Any opinions??
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