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Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Common Terms 1   Common Terms 2

W-9 Request for Taxpayer ID Number and Certification

This document is a tax form used to verify and state a person's social security number. In a loan package, the borrower must state their social security number and sign this form.

Waiver of Fees

A statement which waives or gives up the right to charge for notarial services. Notaries who work for county or state offices sometimes waive their fees or are required to waive their fees by law.

Warranty Deed

A general warranty deed is a type of deed where the grantor guarantees that they hold clear title to a particular piece of real estate and has the legal right to sell it to the grantee.

White Out

A form of a liquid white ink use to cover up errors in paper work. Never use white out in notary or loan signing work because it would cause the document to be rejected by the lender which would require a redrawing and resigning of the document.


Notaries in most states should not notarize a will unless given specific instructions by an attorney and/or given notarial wording included in the document which could constitute an instruction to notarize in some states.


A person who watches an action take place. In the notary profession there can be witnesses who watch someone sign a document. There can be credible witnesses who identify a signer.