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Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Common Terms 1   Common Terms 2

Journal Entry

An entry in the notary's bound and sequential notary journal. Each signature on each notarized document is required to have an accompanying journal entry...

Journal of Notarial Acts

A bound and sequential book that records notarial transactions by order of date and time. Notary journals are required by law in many states and serve as evidence in court that a signer was really notarized by a particular notary.

Jumbo Loan

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Because jumbo loans cannot be funded by these two agencies, they...

Jurat

A notary act that requires the signer to swear under oath that the statement in the notarized document is true and correct.  Laws for Jurats can differ from state to state. Some states...

Jurisdiction

A notary's jurisdiction is generally their state of commission. A notary is almost never allowed to notarize outside of the state where their commission is based. Some notaries have dual commissions, meaning...