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Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.
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Phonetics: ju·rat \'jur-ˌat\
Sometimes signers appear before a notary public and are not sure what type of notary act to request. The notary can not prescribe a notary act, since that constitutes practicing law. However, the most common notarial acts are Jurats and Acknowledgments.
California and many other states started requiring positive identification for signers when executing Jurats around 2002-2006 as a reaction to several serious acts of notarial fraud that were related to 9/11.
Please visit our blog entries about Jurats
A notary act that requires the signer to swear under oath that the statement in the notarized document is true and correct. The signer must additionally sign the document in the presence of the notary public for a Jurat.
Latin, "to swear."
A Jurat certificate is signed and sealed by a notary which is affixed below the sworn or affirmed statement and signature of the affiant. Laws for Jurats can differ from state to state. Some states require the affiant in a Jurat to be positively identified while others require the affiant to sign the document in the presence of a notary public.
Typical Jurat Verbiage might look like this:
State of _____________
County of ___________
Subscribed and sworn to ( or affirmed ) before me on
this ____________ day of _____________, 20___ by
____________________________________________________, proved to me on the basis
of satisfactory evidence to be the person who appeared before me.
( Signature of Notary )
Definition 5: Thesaurus / Related Terms
Other variations on how a Jurat is refered to include: Jurat form, notary jurat, notary jurat certificate, and notary jurat form.
Jurat Discussion on the Forum