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Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Common Terms 1   Common Terms 2

Encumbrance

Phonetics: en·cum·brance    \'en-kəm-brən(t)s\

Function: noun

Definition 1:
Anything that affects, undermines, or limits the value of a title to a property, such as mortgages, leases, easements, tax liens, or restrictions. Encumberances are usually recorded with the county recorder or recorder of deeds.