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Resources > Glossary > ECOA Anti-Discrimination Notice

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ECOA Anti-Discrimination Notice

Function: noun

ECOA ensures that all consumers are given an equal chance to obtain credit. ECOA stands for equal credit opportunity act. A creditor may not discourage an applicant because of gender, marital status, age, race, national origin, or because you receive public assistance funds. A creditor may not ask if you are divorced or widowed or request information about a spouse who is not on the loan application. A creditor may also not ask if you receive alimony or child support.

Definition 1:
This document states that discrimination on the basis of race, color, marital status, or age is prohibited.

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