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Resources > Glossary > e-notary

Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Phonetics: e·no·ta·ry    \ē-ˌno-tərē\

Function: noun

It is a current trend for notaries to learn to do e-notarizations. Many states require a state issued certification or license to do e-notarizations as well. Although there is no such thing as an e-notary, there are notaries who have the capcity to do electronic notarizations ( e-notarizations ). An e-notarization could take one of two forms.

It is common for notaries with a laptop with wireless internet to go to a loan signing, have the borrowers login, and sign documents online. The property deeds still may or may not be signed as physical documents though in such a signing.

Electronic signatures are also legal in some states. A notary may need a special designation and permission from their state of commission to do electronic signatures, and they would need an electronic journal which would be a form of online database. To do an electronic signature, the notary would need a signature pad, much like what we use these days at the supermarket. The signer would sign the document using the pad, and sign the notary's journal too. Although this technology might make a signer nervous at first, one security advantage is that a computer can measure the "metrics" of a digital signature which means that it can measure how quickly different parts of the signature are written which could be a good tool in detecting a fraud, while a physical signature does not reveal anything about metrics and would be easier to forge.



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