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T O P I C R E V I E W
Raboom1	Posted - 08/08/2011 : 3:04:03 PM When do you all think ALL documents will be digital and be able to be signed on an iPad or computer? There's really no reason they shouldn't all be digital now. Robin
3 L A T E S T R E P L I E S (Newest First)
LindaH	Posted - 08/21/2011 : 07:44:52 AM quote: Originally posted by asomerford When I saw this topic, I thought I could get some specific answers to my questions about completing signing engagements. Perhaps, I can. Some signing companies require borrower(s) to initial the bottom of every page. Does this include the 16+ pages of "Closing Instructions" also which are mainly for the title company? This process adds considerable time to the signing as borrower(s) tend to read this document carefully and ask questions about fees (which are usually internal). This may be company-specific as to whether they require borrowers' initials on the instructions...in my experience, and as a matter of procedure, when I'm asked to get all pages initialed, I DO include the instructions. However, when I present this document, I do it with the following statement: "These are the instructions from the lender to the title company on how to prepare the loan package, how to prepare the settlement statement, how to handle the documents after signing, etc etc - this is between lender and title but since title has asked that you inital all pages, I'm going to include this too. If you wish to read through them you have a copy of them in your document package" - my signers have never read through these at the table..and quick initials on the 16 pages shouldn't add "considerable time"... Hope this helps. Linda http://www.notary.net/websites/LindaHubbell http://www.columbiacountynotary.webs.com
asomerford	Posted - 08/21/2011 : 06:22:08 AM When I saw this topic, I thought I could get some specific answers to my questions about completing signing engagements. Perhaps, I can. Some signing companies require borrower(s) to initial the bottom of every page. Does this include the 16+ pages of "Closing Instructions" also which are mainly for the title company? This process adds considerable time to the signing as borrower(s) tend to read this document carefully and ask questions about fees (which are usually internal).
LindaH	Posted - 08/09/2011 : 06:46:07 AM That will likely depend on when ALL county recorders nationwide can accept digital docs with digital signatures for recording. Right now the majority of them require original "wet" signatures to record a document. JMO Linda http://www.notary.net/websites/LindaHubbell http://www.columbiacountynotary.webs.com