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LindaH
Florida
1754 Posts |
 Posted - 08/21/2011 : 07:44:52 AM
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quote:
Originally posted by asomerford
When I saw this topic, I thought I could get some specific answers to my questions about completing signing engagements. Perhaps, I can. Some signing companies require borrower(s) to initial the bottom of every page. Does this include the 16+ pages of "Closing Instructions" also which are mainly for the title company? This process adds considerable time to the signing as borrower(s) tend to read this document carefully and ask questions about fees (which are usually internal).
This may be company-specific as to whether they require borrowers' initials on the instructions...in my experience, and as a matter of procedure, when I'm asked to get all pages initialed, I DO include the instructions. However, when I present this document, I do it with the following statement: "These are the instructions from the lender to the title company on how to prepare the loan package, how to prepare the settlement statement, how to handle the documents after signing, etc etc - this is between lender and title but since title has asked that you inital all pages, I'm going to include this too. If you wish to read through them you have a copy of them in your document package" - my signers have never read through these at the table..and quick initials on the 16 pages shouldn't add "considerable time"...
Hope this helps.
Linda
http://www.notary.net/websites/LindaHubbell
http://www.columbiacountynotary.webs.com |
Edited by - LindaH on 08/21/2011 07:48:08 AM |
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asomerford
North Carolina
18 Posts |
Posted - 08/21/2011 : 06:22:08 AM
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| When I saw this topic, I thought I could get some specific answers to my questions about completing signing engagements. Perhaps, I can. Some signing companies require borrower(s) to initial the bottom of every page. Does this include the 16+ pages of "Closing Instructions" also which are mainly for the title company? This process adds considerable time to the signing as borrower(s) tend to read this document carefully and ask questions about fees (which are usually internal). |
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LindaH
Florida
1754 Posts |
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Raboom1
California
16 Posts |
Posted - 08/08/2011 : 3:04:03 PM
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When do you all think ALL documents will be digital and be able to be signed on an iPad or computer? There's really no reason they shouldn't all be digital now.
Robin |
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