To find out about the Elite test which is a completely different test, please click here.

This package includes the following:

• A Free Certification Preparation Course e-course
• Two tries at passing the 123notary.com signing agent certification test.

The Benefits of Certification for Signing Agents:

• Get 78% more clicks to your listing than uncertified signing agents get in comparable positions.
• Many companies pass over or "filter out" non-certified notaries and skip to the certified listings.
• Get your placement raised without a fee if you have a p#4, 8, or 10.
• Can help you get promoted to higher positions if you have a high place listing.
• Helps you prove to the world that you are knowledgeable.

Course book contents include:

1. Understanding the major documents. Note, Deed of Trust, Right to Cancel, Truth in Lending (TIL) Disclosure, and the HUD Settlement Statement.
2. Other documents. Many other documents will be discussed here.
3. Notary competence. Understanding correct Notary procedure for loan documents.
4. Practice tests for the 123notary.com signing agent certification exam. Signing and title company listings.

The Signing Agent Certification test is NOT the state notary exam
The content of 123notary.com certification test and state notary exams have nothing in common. You must already be a notary to take this certification test. To become a notary, click here.

Does being certified make me a signing agent?
Signing agents are notaries who do loan signing whether they have been certified by a notary organization or not. It is always better to be certified all of the organizations that you advertise with to make the most out of your career.

The Certification Icon for Signing Agents
Those who pass our certification test will get a 123Notary.com certification "seal" graphic next to their names in the search listings. The certification fee is a "one time only" fee.

Recommendations before taking the test.
Before taking the 123notary.com certification test, we recommend that you purchase either a Certification Course, an Economy Loan Signing Course, or any of the Loan Signing Combos. Please visit the Loan Signing Course page for course details. The test is based on the major loan signing documents and general loan signing procedures.

The reason for advising the courses is that 60% of the people who took our test without studying from my materials including those certified by other sites, failed our test. 85% of people who studied from my materials passed the test easily. Of the ones who didn't, they came very close to passing and passed their second time after studying for a few more hours. Since then, we have made the test a bit more difficult, so, without studying from my materials, you are almost guaranteed to fail.

Testing Procedures:
Tests are given online and are timed ( 6.5 minutes ) to ensure that you really know your materials. To pass, you can get only 2 wrong out of 15 questions. All of the questions are multiple choice. Please quiz yourself before the test so you know that you can answer questions quickly. Please study hard, it is not fun for me or you to not pass the first time.

All of the material in this course is also in the economy course and all loan signing combos.

If you have any questions, please call 888-838-1458.

Other Information and Notes.
Our certification is not a government recognized certification.. Click
Note to Signing Companies. Click
Important Disclaimers Click

123Notary.com is not a government agency.

There is no government examination or standards for loan signing. 123notary.com does not guarantee that 123notary.com certified notaries will be competent signers or good notaries. We only guarantee that the certified notaries successfully completed our examination with a passing score. Persons who hire notaries that they find in this directory are solely responsible for checking the qualifications of notaries who are listed here. General disclaimers.

Note to signing companies

Notaries who are certified have passed a test that demonstrates that they understand the major characteristics of important documents such as the Note, the Deed of Trust, the Right To Cancel, the Settlement Statement, and the Truth in Lending Disclosure.

They know the basic procedures of signing and what to do when there are problems of various kinds during a signing.

That said, please read our disclaimers . Anyone who relies on any information, including certification information, contained in this web-site, does so entirely at his or her own risk.

The 123notary.com Certification Testing Procedure
The certification test is given online. It takes only six and a half minutes. You are required to study from the e-course before taking the test. The test is based on the major documents, and general signing procedures.

• Here is a summary of the contents of the test.
• The five major documents.
• The correction agreement power of attorney.
• General signing procedures
• Power of attorney signings

To take the test, please email us: by visiting the "email" section of www.123epayment.com. Please send us an "Inquiry" email stating YOUR N# ( if you have a listing with us ) and that you would like to get a password for the online certification test. Your N# is located in small numbers at the bottom of your listing.

To pass the test, you are only allowed to get two wrong out of fifteen questions. The questions are not intended to be tricky and are based on the most basic information necessary to do everyday signing work. You must get all of the questions about the right to cancel answered correctly to pass the examination.

If you don't pass the test the first time. You can take the test a second time. However, you have to wait 6 days before we will let you take it again. We would prefer if you study hard so you pass the first time.