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 Taking the documents in a cancellation		  New Topic  Reply to Topic
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Fuzzy1955

Florida
36 Posts
Posted - 01/30/2013 :  06:13:09 AM  Show Profile  Reply with Quote
I tell the borrower that the docs go back to the lender to be destroyed.

Fuzzy1955
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middleVT

Afghanistan
38 Posts
Posted - 01/26/2013 :  4:53:21 PM  Show Profile  Reply with Quote
I'd never take a signed deed because the final step in making a deed effective is delivery. If the signer gives it to me with the expectation that I will send it to the lender or title, that could be considered delivery.

<i>middleVT</i>
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jbelmont

California
3106 Posts
Posted - 01/25/2013 :  2:07:53 PM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
When the loan doesn't go through, the notary is supposed to grab the documents and run. The borrower can keep their copies. But, have you ever had trouble running off with the documents? Sometimes borrowers are not so agreeable about letting go of what the lender considers to be their property.
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