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jbelmont
California
3106 Posts |
 Posted - 08/01/2011 : 02:15:21 AM
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I live three miles from Koreatown. Long before I lived here, I had read that there is a cultural tradition among Koreans in Korea, as well as immigrants to the United States. I forgot the name, but looked it up today. Its called, "Keh". In Korean, K's and G's sound the same, and they have a sort of an in-between sound for K's and G's, not to mention another inbetween sound for L's and R's.
It's hard for recent immigrants to get money from traditional banks. So, networks of other Koreans get together and lend money to newbies. The result is that the Korean business community thrives, however, not everyone gets their money back. The lending is based on trust. Most people are honorable, but there are always a few screwups, gambling addicts, and those who try hard, but still fail.
I just wonder what type of loan documents or paperwork are involved in "Keh" if any!
Keh goes on daily in Koreatown as well as loan sharking. Lots of business is done in cash. Koreatown is an unusual place. It's a cross between an affluent business area and a slum. Few other parts of Los Angeles have as much of a polarization in income. Koreatown continues to thrive, and the residents there have a very determined drive to succeed. I would like to add, that the consciousness of the drive to succeed seems to be shared by everyone in the area which is actually only 30% Korean, with a Hispanic majority many of whom work seven days a week to keep their families and extended families adequately funded!
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Korean "Keh" Money Lending Tradition
