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edelske

New York
815 Posts
Posted - 09/21/2014 :  7:16:10 PM  Show Profile  Visit edelske's Homepage  Reply with Quote
If they are signing a statement that they have received a document; clearly they should "have it" and not "await it".

Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com
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Lee-AR

Arkansas
678 Posts
Posted - 07/29/2014 :  10:58:20 AM  Show Profile  Reply with Quote
To answer OP's question...it's not your job to provide a 3rd copy because the B wants one. There is some co./Lender (??) who actually wants a copy printed for each borrower. This does call for an extra print fee, but they won't tell you '3 copies' up front.

Quicken does what the B said they wanted. This can be 1 set o/n to B & Notary prints the set to be signed OR Both sets o/n to B OR Notary prints 2 sets. The instructions as to which way a particular signing is to go are in the CO...kinda buried in the instruction paragraph, but it is there.

If you don't value your time and experience, nobody else will.
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PapaJefe

California
3 Posts
Posted - 07/27/2014 :  4:24:27 PM  Show Profile  Reply with Quote
I know this is an old thread, but am hoping my question will get noticed. I'm fairly new at this and each signing presents new learning opportunities. Today's signing consisted of a young man and his father-in-law who were joint tenants. They asked why {the lender} only provided one copy for them. I'm thinking I kill enough trees as it is - this time 150 pages worth, X 2! I just told them that's all that is provided and they should feel free to make another copy on their own. How do you veterans handle this one?

J.R. Green
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Lisa T.

California
391 Posts
Posted - 03/06/2010 :  10:33:29 PM  Show Profile  Visit Lisa T.'s Homepage  Reply with Quote
leightank: The key is that the borrower will get a copy. There's no rule that says YOU have to be the one giving them their copy. With edocs, it usually works out that the Notary prints out the borrower's copy. However, the lender, escrow or title can provide the borrower their copy and in some cases they do.

I work with a mortgage broker and he always prints out the borrower's copy.
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claudia

Texas
54 Posts
Posted - 03/01/2010 :  2:14:27 PM  Show Profile  Visit claudia's Homepage  Reply with Quote
Yes, I have worked with Quicken loans they always send the borrower a copy of the package. It usually arrives before you get there. They are a very reputable company and a pleasure to work with.
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n/a

New Mexico
3 Posts
Posted - 02/15/2010 :  3:31:06 PM  Show Profile  Reply with Quote
I have a signing with Quicken Loans. Their instructions include ""Documents to be Signed/Notarized" - Do not allow the clients to keep these documents. The clients will receive a duplicate set of documents to keep for their records."

I have always received instructions to make a duplicate copy to leave for the client.

Is it legal to not give them a copy?
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