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What is your idea for a good signing test question

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[quote][i]Originally posted by jbelmont[/i]
[br]Sally and I have been busy at work designing and refining new and exciting questions for signers.

We created a bunch of new questions that are much better than our old questions. The new questions are very effective for separating the men from the boys. Additionally, they are worded in a way that you would have no reason to be confused under any circumstances. But, we went above and beyond this.  We are asking questions that arouse intrigue, fascination, insight, and curiousity in the notaries. We are asking questions that make you think about the severity of the consequences for something that could go wrong because the notary didn't know what they were doing.

We feel that the new notaries don't realize how serious or complicated the work is that they are doing. Many don't think they need to know anything, and think that whatever they know already is enough. Your work as a signing agent affects up to a dozen people per transaction.  There are lenders, settlement agents, loan servicing companies, escrow, insurance, and many other entities involved which many notaries are completely oblivious to. This is a serious profession and people should take it seriously!

The old questions on our official test are frequently criticized by notaries. They don't like the question, disagree with the answer, or don't like how the question is worded. Honestly, the ones complaining are the ones who haven't a clue about loan signings. The ones who know, get through the test, pass, and have little if any commentary.

We hope you like our newer questions that we use on our phone test, and we welcome you to come up with your own suggestions for NEW questions.

[/quote]

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T O P I C R E V I E W
jbelmont	Posted - 02/10/2013 : 11:37:48 PM Sally and I have been busy at work designing and refining new and exciting questions for signers. We created a bunch of new questions that are much better than our old questions. The new questions are very effective for separating the men from the boys. Additionally, they are worded in a way that you would have no reason to be confused under any circumstances. But, we went above and beyond this. We are asking questions that arouse intrigue, fascination, insight, and curiousity in the notaries. We are asking questions that make you think about the severity of the consequences for something that could go wrong because the notary didn't know what they were doing. We feel that the new notaries don't realize how serious or complicated the work is that they are doing. Many don't think they need to know anything, and think that whatever they know already is enough. Your work as a signing agent affects up to a dozen people per transaction. There are lenders, settlement agents, loan servicing companies, escrow, insurance, and many other entities involved which many notaries are completely oblivious to. This is a serious profession and people should take it seriously! The old questions on our official test are frequently criticized by notaries. They don't like the question, disagree with the answer, or don't like how the question is worded. Honestly, the ones complaining are the ones who haven't a clue about loan signings. The ones who know, get through the test, pass, and have little if any commentary. We hope you like our newer questions that we use on our phone test, and we welcome you to come up with your own suggestions for NEW questions.
8 L A T E S T R E P L I E S (Newest First)
middleVT	Posted - 02/12/2013 : 09:37:13 AM quote: Originally posted by Lee-AR ...Think the reason experienced notaries do better is simply because if the 'right answer for my state' isn't there, I go with 'what I think the tester wants to see'.... Yes. The original post didn't explain what process would be used to be sure the official answer would actually be correct. A process that some testing organizations use to see if they know the answer to new questions is to see if people who do a good job of answering the tried-and-true questions also do well on the new question. But that doesn't really prove the new answer is really right, it just means that people who are good at taking multiple-choice tests are able to discern what answer the test author wants. Of course, the new questions will be given by phone, so I suppose there is an opportunity to say "none of those answers are right, the real answer is X". middleVT
Lee-AR	Posted - 02/12/2013 : 06:49:50 AM Coming up with universally state-acceptable questions is pretty difficult. I think it best to avoid the obscure and go with the basics. Think the reason experienced notaries do better is simply because if the 'right answer for my state' isn't there, I go with 'what I think the tester wants to see'. Seems to work as I've never failed a test. If you don't value your time and experience, nobody else will.
middleVT	Posted - 02/11/2013 : 3:55:35 PM Possible question: Why should the name of the grantor on a mortgage match the name on the previous deed that gave title in the property to the present owner (unless appropriate papers have been recorded to change the name in the record)? Possible answer: If the names do not match, subsequent purchasers or lenders may not find the mortgage in the land records, and will have a good excuse for not finding it. So if the borrower doesn't pay the mortgage, the lender with the wrong name on the deed won't be able to foreclose. Additional: Different states have different wordings that will make the mortgage satisfactory. Choosing the right wording is not the responsibility of the notary. middleVT
middleVT	Posted - 02/11/2013 : 3:28:39 PM quote: Originally posted by jbelmont The Venue is not part of the document, but part of the notary certificate which is embedded in the document -- or embedded in a loose certificate. The notary section is the domain of the notary, not the others, and the notary has the right to do what he/she/it needs to do in that section with or without permission -- in my opinion! But the person paying the notary has the right to decide if the way the notary is willing to perform a notarization will meet the payer's needs, and if not, decline to engage the notary. The payer could then pursue several courses of action, such as, having the document notarized in a different state with more flexible rules, hiring an attorney who is also a notary, and who might have greater latitude than an non-attorney notary, redrafting the document so it can be notarized, or just giving up on the transaction. middleVT
middleVT	Posted - 02/11/2013 : 3:22:55 PM quote: Originally posted by jbelmont Sally and I have been busy at work designing and refining new and exciting questions for signers. We created a bunch of new questions...they are worded in a way that you would have no reason to be confused under any circumstances. Considering the number of individual organizations, title companies, and notary organizations that have tried and failed to come up with statements that would be true or acceptable in every state, I find it really hard to believe that anyone could come up with questions that wouldn't confuse any competent notary from any state. And like everyone who has a database of secret questions, it's tough for you to back up your statement, because the only way to back it up is to show the questions and answers, but then, they wouldn't be secret any more. middleVT
edelske	Posted - 02/11/2013 : 2:54:19 PM to do what he/she/it needs to do Neutered notaries? Eunuchs? Kenneth A Edelstein Mobile Notary, Apostille / Legalization Processing & Fingerprinting http://www.kenneth-a-edelstein.com
jbelmont	Posted - 02/11/2013 : 12:41:39 PM The Venue is not part of the document, but part of the notary certificate which is embedded in the document -- or embedded in a loose certificate. The notary section is the domain of the notary, not the others, and the notary has the right to do what he/she/it needs to do in that section with or without permission -- in my opinion!
edelske	Posted - 02/11/2013 : 08:01:00 AM Your instructions say "no changes whatsoever" may be made to the documents. However, the Venue is wrong on several documents to be notarized. What do you do? Kenneth A Edelstein Mobile Notary, Apostille / Legalization Processing & Fingerprinting http://www.kenneth-a-edelstein.com