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Tip: What is a signing like?

A typical signing involves getting a phone call form a signing company. They will want to know your experience and if you are available to go to a particular destination at a designated time. If they feel confident about your abilities and you are available, you will most likely be assigned the job. The signing company will fax you an order confirmation. Then, if requested, you call the borrower, introduce yourself, and confirm the appointment. The signing company will either overnight the documents to you or send you electronic documents which you would need to print. Then, you drive to your appointment at the appointed time, park on the street, introduce yourself, and find a place to sign the documents. A good signing agent will be able to introduce all of the documents and describe each one's salient features. However, a signing agent must NOT explain the specifics of the loan, nor can they answer any specific questions about their particular loan. A notary also must NOT do anything that resembles giving legal advice.

The notary must make sure that all forms that are to be notarized, get notarized. The notary must make sure that all forms that require a signature are signed with the indicated name. Other forms need to be initialed. Once the signing is complete, the notary must make sure the loan package gets overnighted to the designated address, or in some cases, the notary is responsible for hand delivering the package to the lender or title company.

Don't make any changes to the documents and NEVER use white-out. If the name on the documents is incorrect ( which is a common problem ), discuss that with the lender. Generally, the name variation used, should be the same as what is on the Title document ( the Deed ). If the signer signs using a different name variation, have them initial below the typed name and sign the way the lender instructed them to sign. Any unauthorized name variations used in signatures can cause the loan to be rejected which could result in having to redraw documents and the notary might not get paid either in such a case.

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